Did you sign the contract on the day you paid the down payment?

Generally, the date of paying the down payment is the date of signing the formal house purchase contract, but usually the contract is signed first and then the down payment is paid. The normal process of paying the down payment is that after the buyers are optimistic about the house, if the house meets the requirements of the buyers, they can sign a purchase contract with the developer, otherwise the buyers can not sign the contract.

What is the specific process of buying a house?

1, determine the source of the house.

Whether buying a new house or a second-hand house, the first process that buyers need to go through is to choose the type of house they are about to buy. When choosing a house, they should determine the house they are buying by screening factors such as location, price, school district and rail transit according to their own needs. In the process of choosing a house, we should not only consider whether the developer is reliable, but also consider the apartment type, community quality and property qualification. The first choice of buying a house is geographical location, and choose a mature supporting area. Secondly, you can choose a house close to the rail transit.

Step 2 pay the deposit

Buyers usually don't sign the purchase contract immediately after determining their own source of purchase, but need to pay a certain amount of deposit first. At this time, the buyer should pay attention to whether to pay the deposit or the deposit, in which the deposit is legally binding. If the buyer violates the contract, he can't get back the deposit, and if the developer violates the contract, he needs to double the deposit. Deposit is not expressly stipulated in the law, generally refers to a certain amount of money paid in advance, without compensation for breach of contract.

3. Sign the house purchase contract and pay the down payment.

When paying the deposit, we can discuss the appropriate time to sign the purchase contract. Generally speaking, when signing a house purchase contract, you need to pay the house price, and the buyer can choose to buy a house by loan or in full. The purchase contract is an important document for buying a house and safeguarding rights. Therefore, buyers should pay attention to whether there are blank clauses in the contract, whether the obligations and rights in the supplementary agreement are equivalent, whether the liability for breach of contract and compensation are clearly written, whether the delivery date and standard are clear, and whether there is monopoly property management right. After signing the contract, pay the down payment to fulfill the contractual obligations.

4, for housing loans

If you choose a loan to buy a house, you need to apply for a housing loan at this time. If you buy a house in full, you can ignore this step. Nowadays, most buyers still have to buy a house through loans, which generally include provident fund loans and commercial loans. Property buyers should choose their own way according to their actual situation.

5. Check the house and hand it over.

After completing the loan procedures, buyers who buy second-hand houses can inspect the houses, but it may take some time for buyers who buy faster houses to inspect the houses. Property buyers can invite special home inspector to inspect the house from top to bottom and from inside to outside according to relevant industry standards, including inspecting outdoor venues, roofs, basements, floors, attics, water and electricity facilities, and starting heaters, air conditioners and other equipment. Finally, a written report will be submitted to the future owner.

Step 6 record

The last link in the process of buying a house is moving in, which is the happiest link for buyers. Finally, they can move into their new house (of course, the rough house needs to be renovated). After check-in, buyers should know the real estate situation in time to facilitate their future home life.