What's the difference between China Merchants Bank and American Express Card?

The basic functions of credit cards are the same, such as credit card consumption and online payment. The card level is different, everything else is the same.

Now American Express green card = China Merchants Bank other credit card universal card; American Express Card Gold Card = China Merchants Bank Other Credit Card Gold Card. In terms of application, if you are 18 years old and have a stable job and income (the company has paid social security for you for at least 3 months). Ordinary American Express cards can be approved, with a limit of 3,000 to 1 0,000; The gold card depends on the unit and other conditions. Institutions, state-owned enterprises, top 500 enterprises in the world and top 100 enterprises in provinces and cities are easy to be approved, and the quota is between 1 10,000 and 50,000.

At present, the green card and gold card of American Express Card can mainly enjoy the credit card service of China Merchants Bank:

1, card loss protection (you can enjoy corresponding compensation if you are fraudulently used or stolen 48 hours before reporting the loss);

2. Preferential merchants all over the country can enjoy the corresponding discounts of Puka or Gold Card;

3. The accumulated points can be redeemed in China Merchants Bank Credit Card Mall and so on.

Green card: exchange air miles for excess consumption points; Convenient overseas travel, up to RMB 6,543,800+0,000 for card loss protection-convenient overseas travel.

Gold card: redeeming air miles with higher value; Convenient overseas travel, higher card loss protection-convenient overseas travel.