Traditional Culture Encyclopedia - Almanac inquiry - The difference between social insurance and comprehensive insurance for floating population.
The difference between social insurance and comprehensive insurance for floating population.
First, the insured is different.
Migrant workers can participate in comprehensive insurance as long as they are working or doing business in Shanghai, and no unit can participate. However, migrants who participate in social insurance must establish labor relations with employers in Shanghai. Non-local people with Shanghai residence permit can participate in social insurance, but they cannot participate in comprehensive insurance.
Second, the payment subject is different.
Comprehensive insurance employers are responsible for paying comprehensive insurance premiums. If there is no unit in the field, you can send it yourself. Social insurance premiums are paid jointly by employers and employees. Moreover, the base and proportion of payment are different.
Third, the insurance content is different.
Comprehensive insurance includes insurance benefits such as work-related injuries and accidental injuries, hospitalization and pension subsidies. Social insurance in Shanghai includes endowment insurance, medical insurance, unemployment insurance and maternity insurance, while industrial injury insurance is not co-ordinated, and enterprises are responsible.
Fourth, the agencies are different.
Comprehensive insurance is registered by foreign labor management departments at all levels, and commercial insurance companies are responsible for payment and operation; Social insurance is registered, managed and paid by the labor and social security department.
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