How to get an auto insurance plan?

Bian Xiao Insurance Company will help you to answer, and more questions can be answered online.

If it's not serious, you can leave it on first, and after the one-year insurance expires, you can directly repair all the parts that need maintenance at one time. When reporting a crime, it means that you hit a tree or a wall with your car to ensure that the insurance price will not increase in the second year.

unilateral accident

Refers to a unilateral traffic accident that does not involve personal injury or property loss of a third party.

For example: collision with an external object, damage to one's own vehicle, but the external object is not damaged or compensated)

Accident handling and insurance claim procedures

Unilateral accident is the most common accident, because it does not involve the damage compensation of the third party, but only causes the damage of the insured vehicle, and the accident liability bears all the responsibilities for the insured vehicle, so the accident handling is very simple.

First, report the case.

After the accident, keep the scene of the accident and report it to the insured insurance company immediately.

Second, on-site treatment.

1. If the loss is small (less than 1 10,000 yuan), the insurance company will send people to the site for investigation and issue a survey report.

2. If the loss is large (more than 1 ten thousand yuan), if the appraiser thinks it is necessary to report to the traffic police, he will report to the traffic police department, who will go to the scene to investigate and collect evidence and issue an accident certificate.

Third, repair the damage

1. The owner delivers the vehicle to the loss center and informs the insurance company to determine the loss.

2. The garage repairs cars

3. The owner picks up the car

Fourth, submit the claim documents.

Claim: Collect claim materials and submit them to the insurance company for claim settlement.

Verb (abbreviation of verb) loss adjustment

After receiving the complete claim documents, the insurance company will make adjustments and determine the final compensation amount.

Compensation of intransitive verbs

The financial personnel of the insurance company will transfer the compensation to the bank account designated by the owner according to the adjusted amount of the claims adjuster.