I have thirty thousand yuan in the bank. How much can I get when it expires in six years?

First of all, banks have two kinds of deposits: demand deposits and time deposits. It turned out to be six years, and it was a time deposit.

Second, the term is five years at the longest, so deposit it for five years first and then change it to one year after it expires.

Third, according to the five-year interest rate of 2.75 and the one-year interest rate 1.75 of major banks, this is the most conservative calculation, with a total interest of 4,722 yuan.

Fourth, you can shop around and deposit it in a bank with a high regular interest rate. It is estimated that the interest is several hundred yuan more than I calculated.