Traditional Culture Encyclopedia - Almanac inquiry - You don't need to spend these three dollars to buy a house this year!

You don't need to spend these three dollars to buy a house this year!

In the past many years, if most people want to solve the housing problem, they have to buy commercial housing. Therefore, the monopoly of developers is particularly serious, and various overlord clauses and arbitrary charges are repeatedly prohibited. Although there are explicit provisions on some phenomena, due to management omissions, many property buyers dare to be angry and dare not speak out, for fear that the optimistic house will be taken away after a little hesitation. Fortunately, the real estate market in most cities has recovered some rationality in the past two years, and buyers have more time to judge and choose when buying a house. In the face of the phenomenon of arbitrary charges, there are still many property buyers who are confused and let the sales staff lead by the nose. There are three money mistakes. Don't be stupid enough to give them to the merchants. Understand the money.

The most wasteful thing: the handling fee of real estate license.

Regarding who will handle the real estate license, there are obvious differences among regions. According to the official regulations, the relevant expenses for handling the real estate license after buying a first-hand house should be paid by the developer, so it was handled by the developer in the early years. However, many cities have expressly stipulated that developers are not allowed to do it for them because violations occur from time to time.

On the one hand, because the fees of real estate license are very low, only a few tens of dollars, developers usually charge hundreds of dollars more for reasons such as cost, handling fee and distance fee. Think about it carefully, assuming that a family pays more to 500 yuan, a house may be hundreds of thousands or even nearly a million, and the amount is very huge.

On the other hand, due to many developers' incomplete certificates, or the pre-sale of houses has not passed the acceptance, the real estate license has not been handled by the owners after delivery, and some owners have not received the real estate license after 10 years. So, if you have the support of local authorities, you can do it yourself. If there is no relevant local management department, then before buying a house, you must find out the developer's information, confirm whether the real estate license is complete, and be careful.

The second wasted money: natural gas opening fee

I remember Zhuge Bianxiao mentioned the opening fee of natural gas in another article before, and the comment area burst. One side expressed empathy, while the other side attacked the "Old Yellow Calendar", saying that it had been banned for a long time. So Bian Xiao looked it up, and it was true. After the publication of Document 585, this charge was cancelled, so it is a regional charge.

Usually the cost is about two or three thousand yuan, but this is what the developer should pay, because the house will not pass the planning approval and acceptance before construction, and it is not allowed to sell and build. Therefore, the expenses should be included in the house payment, and the charges will be repeated. Many people say that if you don't pay, the developer won't give you the key. But it is precisely because this threat has worked that they are reckless. If all owners can stick to the bottom line and unite as one, they will not get used to these evil images that destroy the market.

Waste of money on the 3 rd: recognize funds to offset cash expenditures.

In the process of buying a house, we often see slogans such as "financing discount is recognized" and "pay 5000 to 20000", but after paying the money, the buyers will find that the price of the day is actually the same as the price after pre-sale deduction, and they have not enjoyed the discount at all. This is actually just a means for merchants to quickly withdraw funds. Where can there be so much cheapness in this world? If the house can be handed over smoothly in the end, it will not take advantage at most, and it makes no difference to pay first and then pay. However, if the money is paid and found to be incomplete or controversial, then the money is wasted and will definitely not be recovered. A few months ago, the relevant departments also publicly solicited opinions from the public to cancel the pre-sale, which shows that the owners who suffered losses in this regard are not cases.

In the face of market chaos, consumers should resolutely say no, and don't always hold the idea of "spending a lot of money and buying a little money as trouble". "willfulness" is used to tolerance and weakness. Don't indulge yourself and shout that you have been wronged and ask others to take responsibility. Nobody reported it, who will stand up and take care of it? Buying a house is risky and needs to be cautious. Buying a house also requires everyone to polish their eyes and show the bottom line of consumers.