How about buying insurance today?

If you know that life will be risky at the age of 30, you'd better buy it at the age of 29; If you know that 40 years old will be risky, it is best to buy it at 39 years old; If you don't know when there will be risks, you'd better buy it today, so today is a good day to buy insurance. I wish you a smooth life under the care of insurance.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.