Traditional Culture Encyclopedia - Almanac inquiry - Is it worth buying a house?
Is it worth buying a house?
The first one: can resist risks.
Nowadays, many young people buy their own houses without planning their own money. If they have no money to solve the big problems at home one day, they can resist this risk by selling their houses, so as not to make themselves desperate and disheartened because of money.
Second: it can save rent.
At present, rents in many cities are very expensive. For example, in Kunshan, the monthly fine decoration cost of a 90-square-meter small three-bedroom apartment is about 365,438+000. But if you buy a house by yourself, the monthly payment is about 4900, the principal is about 1400, and the interest is 3500. However, in a few decades, the house will be your own, and you will always pay the monthly payment to the landlord.
The third one: you can settle down.
Buying a house can leave the registered permanent residence on the house, and it is also very convenient to do things by yourself.
Fourth: children can go to school.
Nowadays, in many cities, if children are considered to go to school, the prerequisite is that they need to have a house in this city. If there is no house, there is basically no hope of going to school. If it is a good school, they need to have real estate and hukou here.
Fifth: it can resist currency depreciation.
At present, the rate of currency depreciation is very fast. Plus, for example, 500,000 yuan 20 years ago and 500,000 yuan now are completely two concepts.
Sixth: financial attributes
Houses have financial attributes. If you want to start a business and need a lot of money, you can mortgage it to the bank and choose to start your own business.
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