When is the trading day of Alipay Fund?

Monday to Friday, 9: 30am-165438+0: 30am, afternoon13: 00pm-15: 00pm, and it is closed on legal holidays. The funds in Alipay are all off-site funds. As long as it is a real-name certified Alipay account, it can be purchased directly without opening another account. The fund trading rules in Alipay are all in accordance with the trading rules of the fund market.

If the funds in Alipay buy or sell funds before 3 pm on the trading day, they need to confirm the fund share on the second trading day; If the fund buys or sells the fund after 3 pm on the trading day, it needs to confirm the fund share on the third trading day. In the choice of fund products, the ups and downs have nothing to do with whether it is pushed to the Alipay homepage. It is important that you know the purpose of financial management, whether it is long-term holding or short-term arbitrage.

Fund trading time refers to the time period during which open-end funds accept subscription, conversion, redemption or other transactions. Generally speaking, every working day is closed at 9:30- 15:00 am, and11:30-13: 00 am.

Fund trading is a kind of circulation and transfer activity with funds as the buying and selling object and at its own risk and income.

(1) According to whether the fund unit can be increased or redeemed, it can be divided into open-end funds and closed-end funds. Open-end funds are not traded on the market (as the case may be), but are purchased and redeemed by banks, brokers and fund companies, and the fund scale is not fixed; Closed-end funds have a fixed duration and are generally listed and traded on the stock exchange. Investors buy and sell fund shares through the secondary market.

(2) According to different investment objects, it can be divided into stock funds, bond funds, money market funds and futures funds. Buying, including subscription, subscription, fixed investment, etc. ; Selling includes redemption, liquidation, etc.

How is the capital handling fee calculated?

Fund handling fee refers to the fee paid to the sales organization when buying and selling funds. Except for money funds, other fund transactions have handling fees, which usually include subscription fees, redemption fees and management fees.

Subscription fee: there is a handling fee when the fund is bought, and the handling fee of different fund platforms is different. The handling fee of the fund is related to the amount that investors buy. Under normal circumstances, the handling fee for investors to purchase funds from 0 yuan to1million yuan is 0. 15%. The amount of funds bought by investors ranges from 6,543,800 yuan to 5 million yuan, and the handling fee rate is 0.12%; If the purchase amount is more than 5 million yuan, the handling fee is 1000 yuan.

Redemption fee: this fund is suitable for long-term investment. In order to encourage investors to hold fund products for a long time, the selling cost of the fund is related to the time that investors hold the fund. Usually, the handling fee rate is 1.5% within 7 days. The handling fee rate held within 7 days to 30 days is 0.75%.

The handling fee rate for the holding period of 30 days to 365 days is 0.5%; If the holding period is 365 days to 730 days, the selling rate is 0.25%; If you hold the fund for more than 730 days, the selling rate is 0. It can be seen that the longer the fund holding period, the lower the selling rate, and the lowest selling fee is 0 yuan. The fund selling rate of each fund platform is more or less different, subject to the actual handling fee.

Different fund management companies and different trading platforms may have certain differences in fund fees. For investors, it is necessary for us to clearly understand how the fund fees are charged. It is suggested that you can hold the fund products for a long time after purchase, which can reduce the investment cost and help to obtain stable income.