Traditional Culture Encyclopedia - Almanac inquiry - When can Shenzhen Yong 'an Apartment Store get the real estate license, and what conditions do you need for provident fund loans to buy a house?
When can Shenzhen Yong 'an Apartment Store get the real estate license, and what conditions do you need for provident fund loans to buy a house?
Yong 'an apartment shop will buy you the existing property right away, and you can get it right away. If you apply for a loan from Yong 'an apartment shop, the bank will not deduct the title certificate, but deduct other certificates, which are part of the land certificate. A normal Yong 'an apartment shop has two certificates: property right certificate and land certificate. If the other certificate is a loan from Yong 'an Apartment Store, you should keep it in the bank. If you pay in one lump sum, you will have two complete certificates.
The conditions for purchasing Yong 'an apartment shops with provident fund loans include: 1. The borrower must have an account in the city where the Yong 'an apartment shop is located; 2, usually income should be stable, good credit, have the ability to repay the loan; 3. There is a legal contract or agreement to purchase the self-occupied apartment of Yong 'an apartment shop, and there is a prescribed proportion of self-raised funds; 4. The assets specified in the Guarantee Law are mortgaged or pledged for the purchase of Yong 'an apartment shops; 5. Agree to handle the purchase guarantee or mortgage property insurance; 6. Agree to other conditions stipulated in the housing provident fund management.
The above information is for reference only. I hope I can help you!
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