The insurance premium is 4730 pounds a year, and it will be 258040 pounds after 20 years. What is the interest rate?

4730 a year, 94600 in 20 years. After 20 years, if calculated according to the mid-range dividend, it will not exceed twice the principal. If it is due to cancel the contract, you can get back 258040.

It is estimated that there are two possibilities: the first is a high-grade interest rate (two-tenths of a chance),

The second is the amount of insurance (money that can only be paid after death)

The first high-grade interest rate: the dividend is uncertain. If the insurance company makes a profit, it will distribute 70% of the surplus to customers in proportion, but it is not always possible to reach high-end interest rates. Therefore, introducing customers with high-grade interest rates is actually a word: cheating customers. Finally, the salesman was hurt. High-end interest rates are possible, as high as 1-2 times a year, so our company advocates: I would rather talk less and be conservative, and don't let customers feel cheated. For example, the demonstration benefit is 200. If you give the customer 199, how will the customer feel? What if we give our customers 20 1?