Traditional Culture Encyclopedia - Almanac inquiry - How old can I buy a house?
How old can I buy a house?
The age limit for buying a house with a loan is
1. There is an age limit for bank loans. Generally speaking, the borrower must be 18 years old and have full capacity for civil conduct. The upper limit of the loan age is 60 for men and 55 for women.
2. When the borrower applies for housing mortgage loan or mortgage loan, the loan term+current age shall not exceed the bank loan age limit, that is, 60 years for men and 55 years for women.
3. Lending institutions have certain restrictions on the age of borrowers, and different lending institutions have different requirements. However, compared with loan companies, banks have slightly lower age requirements for borrowers. For details, we take personal unsecured loan products as an example.
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