At about 4: 30, when should the online banking of China Bank be transferred to the Agricultural Bank of other places?

Different banks in the same city, peers in the same city, and peers in different places can generally receive the account within three days at the latest. But in fact, the same city is faster, and the peers are faster, sometimes even in one day. In the above four cases, there is generally no problem. The bank promised to receive the account within three days, which is abnormal.

Hope to adopt ~ ~