Is the car loan interest of Anji Finance Leasing Co., Ltd. too high?

2. The interest rate of Anji Auto Loan Company is low, the interest on auto loan is as low as 1, and the repayment period is 1-3 months. Car mortgage procedures are convenient and quick, and can be received in 3 to 5 days. The process in automobile mortgage is application, evaluation, contract signing, mortgage and loan, and the application and loan will be completed in a short time.

3. After the customer repays the car loan in Anji Leasing, Anji Leasing will mail the vehicle registration certificate and loan settlement certificate mortgaged by the customer to the relevant place within five to ten working days, and the customer can contact the service personnel at the local outlets to collect them. After receiving the vehicle registration certificate and loan settlement certificate, the customer will go to the local vehicle management office to cancel the vehicle mortgage registration with these two materials and personal ID card, vehicle driving license, driver's license and other materials. Generally, the release can be completed on the same day.

4. Anji car rental loan is formal. Anji Leasing Co., Ltd. was established in 1993, and belongs to SAIC. It is a professional financial leasing company approved by the Ministry of Commerce and the Tax Bureau in April 2006. Relying on SAIC's strong industrial background and industry development advantages, it adheres to the service concept of "honesty-oriented" and is committed to asset operation in all walks of life with advanced enterprise management, professional service level and elite service team. Committed to providing our customers with high-quality financial leasing products and services.

First of all, about car loans.

1, car loan refers to the loan issued by the lender to the borrower who applies for buying a car. Automobile consumption loan is a new loan method that banks issue RMB-guaranteed loans to car buyers who buy cars at their special dealers. The interest rate of automobile consumption loan refers to the ratio of the loan amount to the principal given by the bank to consumers, that is, borrowers, for purchasing their own cars (non-profit family cars or commercial vehicles with less than 7 seats). The higher the interest rate, the greater the repayment amount of consumers.

The term of automobile consumption loan is generally 1-3 years, and the longest is no more than 5 years. Among them, the term of second-hand car loan (including extension) shall not exceed 3 years, and the term of dealer car loan shall not exceed 1 year.