Bank employees revealed that insiders have these two habits of saving money. What are two habits?

For most people, it is safest to keep money in the bank. According to bank employees, insiders have two habits of saving money, which is 20% higher than ordinary interest. One is to choose the time period for saving money, and the other is to choose to manually transfer the fixed deposit after it expires. ? Why save money and choose a time period? Maybe in the eyes of many people, if you have money, you can save it. Will you still choose a good day depending on the weather? That's not true. If you calculate carefully, if you are careful, you will notice that there is a large consumer demand some time before each year, and banks are prone to insufficient savings, and the savings discount will be larger than usual. In addition, the demand for savings has increased after the year, and banks are also competing for storage. In order to promote the welfare of their own banks, there will generally be preferential interest. So, if you want to save money, the year before and after is a good time to save money. Don't think I'm thinking of the poor. After all, many a mickle makes a mickle. Why not pay more interest?

In addition, September every year is the time when the bank publishes the financial statements for the third quarter of that year, so at this time, the bank's deposit interest will be adjusted to attract more people to save money. In this way, if you choose the right time to save money, you can get more interest.

If your time deposit expires, you can choose to transfer it manually. Generally speaking, many people will choose to save money for 1 year or 3 years. If the time is too long, they are worried that there will be an unexpected emergency. If the deposit cannot be made at maturity, the bank will not continue to make regular deposits. Calculated, the interest will be lower than the time deposit.

For those who have a lot of money, all the money is an investment. However, for more ordinary families, if they don't have much money, they prefer to save it for a rainy day. So if you can make good use of these two tips to save money, you can get more interest, which is also a way of investment.