It is best to choose one day for the fund to make a fixed investment every month.

Fixed fund investment is a way of fund financing, which is called lazy financial management. It is a common method used by many investors, including weekly fixed investment and monthly fixed investment. Do investors need to choose a good day to start a fixed investment when choosing a fixed monthly investment? When is a good day? Let's have a look.

When is the best day for the fund to make a fixed monthly investment?

Any day is fine. You don't need to "choose your luck". Instead of hesitating about "choosing a good luck", we should make up our minds to "practice" as follows. The characteristics of the fund's fixed investment are low threshold, small single investment amount, buying in batches, and sharing the expenses equally. These two characteristics are helpful for long-term fixed investment, and you don't need to choose too many times.

In addition, according to historical experience, the fixed investment is held for a short time, and the cumulative yield of buying at different time points does have certain differences. However, if the holding time of the fixed investment is extended, whether it is bought in the high range, the middle range or the low range, the cumulative yield is not much different. Therefore, instead of obsessing about "when to start" and timing, it is better to start voting directly.

Matters needing attention in fixed investment:

1 Select high-quality fund products

There are many kinds of fund products in the market, and not every fund product is suitable for fixed investment. For example, money funds and bond funds are not suitable for fixed investment, because the net value of these two types of funds is relatively stable, with little fluctuation, and the significance of fixed investment is not great.

2 Set take profit and stop loss

Even if investors choose high-quality fund products, they can't guarantee high quality forever. For example, changing the fund manager may cause the fund to be no longer of high quality. Therefore, it is very necessary to set a stop loss. If the loss is caused by the fund's own problems, it also needs to stop loss. If the loss is caused by market reasons, you can ignore the problem of stop loss first.

success belongs to the persevering

It is very important to insist on the fixed investment of the fund. If investors only hold it for 3-5 months, it is not a long-term holding. There are many people who make money by investing for 3-5 years. Once investors choose high-quality fund products, they must adhere to the fixed investment, and the market will give investors a return.