Yanji enterprise social security pension calculation column

Yanji's salary increase was adjusted according to Jilin's plan.

Jilin Provincial Department of Labor Resources and Social Security Jilin Provincial Department of Finance

Notice on Adjusting the Basic Pension for Enterprise Retirees 20 16

Renji Social Union Zi [20 16] No.65

Adjustment methods and standards

According to the requirements of the state, the adjustment of the basic pension for retirees adopts a combination of quota adjustment, hook adjustment and appropriate tilt. The specific criteria are as follows:

(a) quota adjustment, increase the 45 yuan per person per month.

(2) Hook adjustment.

1, linked to the payment period. If the payment period is over 25 years (inclusive), the 2 yuan will be increased every month for every year/kloc-0; If the payment period is 26 to 30 years, the 2.5 yuan will be increased every month for every full 1 year; If the payment period is 3 1 to 35 years, the 3 yuan will be increased every month for each full year; For those who have paid for 36 years or more, the 3.5 yuan will be increased every month for each full year. The above payment period (including deemed payment period, excluding the conversion period of special jobs) is less than one year. According to the "May 7th Family Work" policy, those who participate in the basic old-age insurance do not participate in the adjustment of the payment period.

2. Linked to the basic pension level. The monthly increase is 65,438+0% of the monthly basic pension in my overall project at the end of 2065,438+05.

(3) Tilt adjustment. On the basis of the above adjustment standards, the basic pension will be appropriately increased for the following retirees.

1, senior retiree. By the end of 20 15, 12, 3 1, 40 yuan will be added every month for 70-74 years old, 50 yuan will be added every month for 75-79 years old, and 60 yuan will be added every month for 80 years old and above.

2. Retirees from enterprises in counties (cities, districts) that have established institutions in hard and remote areas will receive an increase of 5 yuan per person per month.

3, enterprise retirees and I pay the fixed number of years linked to the adjustment amount is lower than that of 59 yuan, according to the adjustment of 59 yuan.

4, enterprise retired demobilized military cadres according to the above standard adjustment, the basic pension is not up to the adjusted local (city, county, province) enterprise retirees monthly per capita basic pension level to make up to this level.

(4) Other matters. Institutions that have participated in the basic old-age insurance for enterprise employees, the basic pension paid by the fund for their retirees shall be implemented according to the above adjustment methods and standards.

What is the retirement salary of Yanji 18 yuan?

18 yuan is the increased money.

The national minimum standard of basic old-age pension for urban and rural residents is raised to 88 yuan per person per month, that is, it is increased by 18 yuan on the basis of the original 70 yuan per person per month. 1, and the upper limit of the payment base is 300% of the average monthly salary of employees in the whole province in the previous year. 2 the lower limit of the deposit base is 60% of the average monthly salary of employees in the province in the previous year. 3. Different regions have different payment bases, and some cities will use the minimum wage as the lower limit of the payment base. If the wages paid by employees are higher than 300% of the province's average social wage in the previous year, 300% of the average social wage in the previous year is the base of payment; If the wages paid by employees are lower than 60% of the province's average social wage last year, 60% of the province's average social wage last year will be the base of payment. Individuals who participate in endowment insurance in their personal capacity take a certain proportion of the average social salary of local employees in the previous year as the base of individual contributions, and the optional grades are 60%, 80%, 100%. Based on the annual increase in the average social wage, some provinces and cities have increased their grades by 40% in consideration of personal affordability. The proportion of employers paying pensions in Yanbian Prefecture is 20%, and the proportion of individuals paying pensions is 8%.

How to calculate the retirement salary?

According to the calculation method of pension, the pension of employees at retirement is calculated according to the following formula:

1996 1 The calculation method of the pension of the insured who joined the work before is as follows:

Pension = basic pension+personal account pension+transitional pension

For the insured who joined the work after 1996 65438+ 10/month, the calculation method of retirement pension is as follows:

Pension = basic pension+personal account pension

1, basic pension = the average monthly salary of local employees in the previous year (1+ my average contribution index) ÷2× payment years × 1%.

In which: my indexed monthly average payment salary = the average monthly salary of local employees in the previous year × my average payment index.

For example, according to the above formula, suppose that when a male employee retires at the age of 60, the average monthly salary of local employees in the previous year is 6000 yuan.

When the cumulative payment period is 15 years and the average individual payment base is 0.6, the basic pension = 6,000 yuan× (1+0.6) ÷ 2×15×1%= 720 yuan.

When the average individual payment base is 1.0, the basic pension =6000 yuan× (1+1) ÷ 2×15×1%= 900 yuan.

When the individual's average payment base is 3.0, the basic pension =6000 yuan× (1+3) ÷ 2×15×1%=1800 yuan.

If the cumulative payment period is over 40 years,

When the individual's average payment base is 0.6, the basic pension =6000 yuan× (1+0.6) ÷ 2× 40×1%=1920 yuan.

When the individual average payment base is 1.0, the basic pension =6000 yuan× (1+1) ÷ 2× 40×1%= 2400 yuan.

When the average individual contribution base is 3.0, the basic pension = 6,000 yuan× (1+3) ÷ 2× 40×1%= 4,800 yuan.

2. Personal account pension = personal account savings at retirement139.

Personal account pension = the amount of personal account storage at retirement ÷ months (the number of months is determined according to the retirement age and the average life expectancy of the population at that time. Calculated months are slightly equal to (average life expectancy-retirement age) × 12.

The calculation months are: 50 years old 195 months, 55 years old 170 months, 60 years old 139 months.

For example, if someone retires at the age of 55 and the balance of personal account is 5 1000 yuan, then the personal account pension is

5 1000 Yuan ÷1July =300 yuan/month.

3. Transitional pension = (average monthly salary of local employees in the previous year when the insured retires+average monthly payment salary of the insured) ÷ 2××× deemed payment period × 1.4%.

Transitional pension is only valid for the insured before 1996. The deemed payment period refers to the period from taking part in work to starting to pay endowment insurance, including the time for educated youth to go to the countryside. I need to provide my file before reporting to the Social Security Bureau for examination and confirmation.

The calculation of retirement pension in different provinces, municipalities and autonomous regions is slightly different, so the accurate calculation method is subject to the local social security policy. The above is for reference only.

How to calculate the retirement salary in Jilin Province?

The calculation method of basic pension for retired workers in Jilin Province is as follows: basic pension = basic pension+personal account pension+transitional pension: 1, basic pension; Basic pension = average monthly salary of employees in the overall planning area+average monthly payment salary of myself) /2× payment period ×1%; 2. Personal account pension: Personal account pension = personal account storage balance/number of months. Article 15 of the full text of People's Republic of China (PRC) Social Insurance Law: Basic pension consists of overall pension and individual account pension. The basic pension is determined according to factors such as individual cumulative payment years, payment wages, average salary of local employees, personal account amount, average life expectancy of urban population, etc.

How to calculate the pension?

How to calculate retirement wages? The calculation of retirement salary can be based on the provisions of Article 15 of the Social Insurance Law, and the basic pension consists of overall pension and individual account pension. The basic pension is determined according to factors such as individual cumulative payment years, payment wages, average salary of local employees, personal account amount, average life expectancy of urban population, etc.

Pension = basic pension+personal account pension:

Basic pension = [the average monthly salary of employees in this city in the previous year at the time of retirement ×( 1+ my average wage index) ]2× my accumulated payment years (length of service) ×1%;

Personal account pension = accumulated amount of personal account ÷ months.

First, the retirement fee of civil servants after retirement is calculated according to a certain proportion of the sum of their pre-retirement post salary and grade salary. Among them, if you have worked for 35 years, pay 90%; 85% if the working experience is over 30 years and less than 35 years; If the working experience is over 20 years and less than 30 years, it will be counted as 80%.

Two, the retirement fee of the staff of public institutions after retirement, according to a certain proportion of the sum of post salary and salary scale salary before retirement. Among them, if the working experience is over 35 years, it shall be calculated as 90%; 85% if the working experience is over 30 years and less than 35 years; If the working experience is over 20 years and less than 30 years, it will be counted as 80%.

Three, the retirement expenses of skilled workers and ordinary workers after retirement, according to a certain proportion of the sum of post wages and technical grade wages before retirement and post wages. Among them, if the working experience is over 35 years, it shall be calculated as 90%; 85% if the working experience is over 30 years and less than 35 years; If the working experience is over 20 years and less than 30 years, it will be counted as 80%.

Basic pension = [post (technical level) salary and allowance calculated according to the proportion stipulated by the state] × payment ratio stipulated by the state.

Salary 4500. How much do you get after retirement?

Take the actual situation of elderly women in a city as an example. The local average wage is 4500 yuan. After paying social security 16 years, the balance in the account is 42,000 yuan, and the payment index is 60%. Then elderly women can receive 4500 *( 1+60%)/2 * 65438+ every month. The balance of personal account is 42,000/139 = 302.15 yuan. In this way, the elder sister can receive 429+302.15 = 731.15 yuan every month. This is only a rough calculation of the payment amount, and the specific amount received each month is subject to the actual payment of the social security card.