See the real life of Japanese from income, education, housing and medical care.

Introduction: For our close neighbor Japan, in the past, in my impression, besides paying homage, it was economic stagnation and so on. Is the real Japan like this? What is the real living standard of Japanese people? See what people who have been to Japan and lived there say.

I have lived in Japan for more than ten years, and the income from doctoral degree is basically the same as that of ordinary Japanese. It can objectively introduce the daily life, education, housing and medical care of ordinary Japanese. First of all, there are two points to explain. First, people who have worked in Japan for several years and returned to China live a life that is not ordinary Japanese, and their impression is one-sided. Second, please read this introduction calmly, know yourself and think about how to learn and change.

1. Income and purchasing power: Generally speaking, the fixed monthly salary of Japanese people can be calculated simply. About how old you are, you can earn tens of thousands of yen a month, such as 300,000 yen at the age of 30 and 500,000 yen at the age of 50, plus two bonuses for 2-5 months in summer and year-end.

Therefore, the annual income at the age of 30 is generally 4.5 million yen, and the annual income at the age of 40 is 6 million yen. The above is after-tax income. Below this figure, it is not good, and above this figure, it is success. Taxes and insurance generally account for 10-20%, all of which are deducted from wages and paid directly to relevant departments by the company or bank. This summer award and year-end award are very important. No temporary workers. Only regular employees have it. The longer they work in a company, the higher their position. Buying a house and buying a car basically depends on this. The salary of temporary workers is generally 700- 1000 yen/hour, working eight hours a day, 26 days a month 166400 yen/month.

Except for fresh vegetables, the whole family goes shopping by car. Fruit, beer and snacks are all in one box, and it costs thousands of yen to go to a hundred-dollar store. Things are too cheap. Once we move, we must throw away several boxes of things. We often receive material donations from former students or Japanese friends. After graduation, I often send things, such as color TV, refrigerator, air conditioner, electronic organ, car computer and so on. Other countries are basically the same. When you first went, someone gave you something, and a few years later, you gave it to someone else.

2. Education: My child was born and raised in Japan, and I graduated from Japan with a doctorate, so I have a personal experience of all the expenses in the whole process from birth to doctoral graduation.

When you are pregnant with a child, the Japanese government begins to pay for nutrition and deliver milk to your family every day. When I was born, I went directly to the city government to collect 300 thousand yen for hospitalization, and then I bought all the baby products, leaving tens of thousands. Kindergarten 1 month can be delivered. The cost of government public kindergartens is about1-30,000 yen/month, and the cost of private kindergartens is about twice that of public kindergartens. Kindergarten is a part of social welfare, and those with less income can apply for paying less or not.

The tuition fee from elementary school to junior high school is zero, and the lunch fee at noon every day is about 3000 yen/month. All the expenses paid to the school in one year are about 30 thousand yen, which is equivalent to three days' salary. Once I moved from one city to another, because the textbooks were different, I got another set of all the textbooks for that school year. High school is not compulsory at the beginning, and the tuition fee is about 65438+ 10,000 yen. Spend 200 thousand a year and get less than 1 month.

The tuition fee of private universities is about 1 10,000 yen/year, and that of state universities is about 500,000 yen/year. There are various scholarships and student loans. Almost everyone from kindergarten to university can apply for fee reduction. As an international student, I apply for a half-fee waiver for my children and myself.

3. Housing: Japan's housing is very expensive, but other cities can be lower than Tokyo's housing price 1/2.

An ordinary family of three lives in an old house for 30,000 to 50,000 yen/month. Living in a two-story villa in a medium-sized city, with a garden in front and a vegetable garden in the back, the rent is 70 thousand yen/month. Ordinary workers spend 30,000-50,000 yen a month in mortgage to buy a house for 20 years, that is to say, the house was built after decades of living and working by themselves. Ordinary 30-year-old white-collar workers can buy a suite for ten years with a salary of 300,000/month or 4.5 million/year, but most of them are mortgaged because mortgage consumption is tax-free. Tax control is after all your expenses such as buying a house, buying a car and seeing a doctor. Controlled, only the remaining income will be taxed.

By the way, cars. Ordinary college students buy an old car after learning to drive in the summer vacation of their first year of college, which costs 50-65438+ 10,000 yen. My Honda was given zero yuan by my classmates. He was admitted to the graduate school and spent 6.5438+0.2 million yen to buy a new Corolla. The cars bought by college students just after graduation are generally of this grade (Corolla, VIOS), and the price is (8-654.38+0.5 million yen). In other words, college students can buy an old car after working for one month, and a new car with their parents' bonus (2-5 months' salary) after working. My Honda was sold to a recycling factory in 1 1 year, and I lost 5000 yuan. The Nissan Bluebird, which has been driving for 8 years, sold for 20,000 yen.

4. Medical care: The biggest feature of Japanese medical care is that everyone has joined the national health insurance.

National health insurance is divided into three levels, namely, boss level, general level and family level. Those who start their own companies or earn a particularly high income belong to the boss level, and most of them are ordinary levels. Unemployed family members and children are paid from their parents' salaries and must be paid independently from adulthood. Thousands to tens of thousands of yen a month are mainly paid according to income, and I never worry directly from my salary. I forgot that the specific figure may be around 5%. See a doctor with a national health guarantee. Individuals pay 10-20% of medical expenses and 80-90% of insurance. If it is too high, such as more than several times the salary, you can apply for a reduction.

This is the real life of the Japanese.