Traditional Culture Encyclopedia - The 24 Solar Terms - How did Yi Er Loan Company cheat the company! I signed up for a loan of 30 thousand and didn't lend money? Does that mean I want a repayment record? I didn't see it at all

How did Yi Er Loan Company cheat the company! I signed up for a loan of 30 thousand and didn't lend money? Does that mean I want a repayment record? I didn't see it at all

Hangzhou Easy Second Loan is not formal. This loan platform is not reliable, and Easy Second Loan is an online loan platform.

The contents that should be paid attention to in online lending are:

1. Choose a formal lending institution;

2. Reasonable selection of loan amount and term;

3. Repay on time.

Article 674 of the Civil Code stipulates that the borrower shall pay interest within the agreed time limit.

Legal basis: Article 674 of the Civil Code of People's Republic of China (PRC) stipulates that the borrower shall pay interest within the agreed time limit. If the time limit for paying interest is not stipulated or clearly stipulated, and cannot be determined according to the provisions of Article 510 of this Law, if the loan period is less than one year, it shall be paid together with the loan; If the loan term is more than one year, it shall be paid at the end of each year; if the remaining term is less than one year, it shall be paid together with the loan.

The "7 14 high altitude" exposed by CCTV's 3. 15 party surprised many people and really became "desperate for money". In the report, Ms. Dong borrowed only 7,000 yuan, but it reached 500,000 yuan in three months due to the reduction of overdue fees and other expenses. Friends who are familiar with online lending may know that "7 14 anti-aircraft gun" means seven days or four days. Including high "cut-off" and "overdue fee", the 7 14 antiaircraft gun is basically 90% in 7 days, and the annual interest rate is basically above 1500%. "7 14 anti-aircraft gun" refers to usury. Because some online lending platforms owe short-term loans, some borrowers are often threatened by the death of employees of other debt companies. "There is a direct death threat, so you have to go to prison. You have to beat people at home, call the police, and in various ways." It can be seen that it is easy to borrow money and make money quickly, but if you don't, you will fall into the "death trap".

At this year's 3 15 party, CCTV named it "7 14 anti-aircraft gun" platform: Kuai Yi Loan, Kuai Loan Bao, Little Sheep, Hua, Mi, Flash Knife, Qian Furen, Fosun Bao, Meow Loan, Cosmic White Card, Pigeon Wallet, Golden Gourd, Lucky Grass, Xiaomi Bag and Pocket Rescue. In addition, we are also concerned that in addition to the above-mentioned platforms exposed by CCTV, platforms such as Easy Seconds Loan, Easy Seconds Express, King Crab, Easy Seconds Purchase, Where to Lend, Flower Accompanying, Quick Loan, Qi Le cash treasure, Kuaimi Wallet, Hua Hui, Digital Wallet, installment repayment, and Yitong Wanka all complained about the "7 14 anti-aircraft gun" loan.