What do you mean by eating dirt?

1. Before financing, investors should know their risk tolerance. For those stable investors with low risk tolerance, they can choose low-risk financial products, while for those radical investors with high risk tolerance, they can choose medium-high risk financial products.

2. diversify investment. Don't put your eggs in one basket, that is, when investors buy wealth management products, don't just buy one wealth management product, try to choose three or more wealth management products to spread risks.

For example, invest funds in funds, stocks and certificates of deposit, in which funds have higher returns and lower risks than stocks corresponding to bank deposits. Investors can buy certain funds or make fixed investment to increase income.

Stock is a product with both benefits and risks, but generally speaking, residents can get good returns by controlling their positions and making long-term investments, which is higher than the bank's deposit interest rate to some extent; Certificate of deposit is also a kind of deposit product of banks, but compared with demand deposit, it will raise the deposit interest rate and get good returns.