Can I get insurance if the car chassis is scratched and causes oil leakage?

Those who meet the following conditions can pay through insurance:

First, in the case of purchasing the corresponding car damage insurance (with or without liability).

Two, in the case of an "accident" insured accident, rather than external reasons such as human behavior or force majeure (except as stipulated in this Ordinance).

Third, report the case at the first "accident scene" in time, wait for on-site investigation or deal with it according to the relevant requirements of the insurance company, such as quick compensation.