Can I get a loan for working?

Borrowers who meet the loan requirements of lending institutions can apply for loans. The loan requirements are:

First, you have a permanent residence in the local area. If you have a real estate license, you can provide a copy of the real estate license. If you rent a house, you can provide a rental contract. But banks generally require that your current residence is more than half a year.

Second, some banks have relaxed the age requirements for borrowers under the age of 22-55, and they can consult bank customer service, have full civil capacity and have China nationality;

Third, have a serious job, a stable wage income, and the ability to repay in full and on time;

Fourth, the borrower's personal credit record is good. If there is a "stain" on your credit, you should go to the bank in time and make a plan. Generally, the situation is not serious or can be approved reluctantly. In serious cases, the customer bank has the right to refuse directly.

Fifth, to provide a guarantor, the guarantor must also have a good credit record and repayment ability (not necessary if it is a credit loan);

Sixth, the loan purpose certificate must be recognized by the bank and comply with laws and regulations;

Seventh, there is a personal settlement account in the loan bank;