When is the cheapest time to buy a house in a year, and when do developers need money badly?

Buying a house pays attention to slow and steady, and it is especially important to seize the opportunity. Of course, for the first-tier cities with soaring housing prices, the sooner they buy, the greater the room for appreciation, but for most cities, housing prices always have certain rules to follow. Just as fruits pay attention to seasons and off-seasons, buying a house is also affected by seasonal factors. There are always a few months in a year when buying a house is cheap and cost-effective. Let's see when it's cheapest to buy a house.

Three Time Points of House Price Fluctuation in a Year

February: Before and after the Spring Festival, especially before the Spring Festival, there will be a wave of preferential policies in the property market, and the sales volume will increase before the Spring Festival. However, during the Spring Festival holiday, many salespeople and property buyers are preparing to go home for the New Year, and so on. In February, the property market is hard to pick up, and both house prices and sales will be relatively low.

June: June is early summer, the temperature is suitable, and it is also an important month for real estate market construction. At this time, in order to withdraw funds to ensure the timely delivery of real estate, developers generally adopt "price for quantity", and the promotion of the property market will increase significantly, and house prices will fall. At this time, we may wish to pay more attention to the trend of real estate prices.

65438+February: After the "Golden September and Silver 10", the supply of the property market will all decline, and at the same time, after the previous heavy volume, the sales volume will also be significantly reduced, and the price increase will be narrowed or slightly reduced. In the month of low price increase, most developers, especially large developers, are faced with the task of collecting money, and 65438+February is the month of more sales promotion in the real estate market.

When is the best time to buy a house if you want to live for a long time?

1, when the property market is cold. When the property market comes out with a cooling policy for a period of time, the sales volume will drop significantly. At this time, developers are slow to push, and you also have time to choose your favorite house. After all, you don't just need it. Choose well, maybe it's the last house you'll buy in your life.

2. Rush to the marketing node of real estate enterprises. June and 65438+February are the two major marketing nodes of housing enterprises. If you take money to the sales department before the arrival of these two nodes, you may be able to buy a broken reserve price, but this is only for listed real estate enterprises. Of course, this was all before the policy, but it has obviously cooled down and the policy has not been lifted.

If buying a house is to preserve value and there is more room for appreciation, when is the best time to buy a house?

1. If everyone thinks there is room for appreciation somewhere, it will be too late to buy again.

2. Avoid the time of policy concentration, that is, in March and September, when the market starts to react, it can be shot.

3. This kind of buyer doesn't care about the limited sales for several years, because the psychology at this stage is different from before: in any case, the real estate as a high-quality asset is worth holding for a long time.

If you buy a house for investment, when will you buy it?

1. Never talk to Guo Jiaxuan. If you are allowed to buy it, you can buy it again. If you don't let me buy it, don't take any chances. Because you never know how your angry boss will subdue you. Therefore, avoiding the policy window means avoiding risks.

2. Once Gu Guo starts to implement various favorable policies for the property market, such as cutting interest rates and reducing RRR, don't miss the opportunity. When the purchase restriction is started, you can basically cash out, avoid being restricted, raise interest rates and raise standards, and the cost is too high.

First, the house price is low in winter and summer, and the bargaining space is large.

First of all, generally speaking, it is relatively cheap to buy a house in winter and summer of the four seasons, that is, July and August and February of the following year. As we all know, the two months of the developer's annual sprint index are the end of June in the middle of the year and the end of 65438+February at the end of the year. Generally, many promotional price reduction activities will be launched, and the preferential conditions for housing prices are relatively better.

China people pay attention to gold, nine silvers and ten silvers when they get married, so they will choose a wedding room for their children in this period. Developers will launch many new properties. The quality of the house is not necessarily high, but the price is generally high. Therefore, if you are not just looking for property buyers in September, it is recommended to see more and choose more, and don't rush to buy. After these two months, it is the end of the Spring Festival in the cold winter, which is the period with the lowest business volume in a year, because everyone is busy with festivals. In the off-season, there are few buyers, sufficient inventory, large bargaining space, easy loan approval and relatively fast handling procedures.

Second, there are many discounts in February.

Secondly, judging from the real estate transactions over the years, affected by the Spring Festival, there are many concessions and large bargaining space. In the first half of the year, the overall regulation of mortgage tends to be loose, and the mortgage interest rate is relatively stable. Therefore, it is easier for buyers to obtain bank loan approval and win preferential loan interest rates.

Third, improvise according to control measures.

It is also a good opportunity for the state to buy a house during the regulation of the property market. The introduction of new regulations is generally aimed at limiting housing prices and regulating the property market, which will bring a "cooling" effect to the property market. During this period, house prices will generally be controlled to a certain extent. Then the market needs a process of digestion. During this period, people usually choose to wait and see. With the just-needed families entering the market, house prices will gradually pick up and gradually heat up. So buying a house in this period may get a lower price.

Fourth, hold the developer's thigh tightly.

In addition to the developer's two sprint performance price reduction activities in the middle and the end of the year, there are also some real estate fairs at the scene, which provide more opportunities for choice, and activities such as lottery and gift giving can also save a lot of money. The other is to choose to buy when the developer liquidates and the new site just opens. For the last unsold plots and the first batch of new sites with low prices and high prices, there will be better prices with greater incentives.

There are also many tips for buying a house. The above suggestions are only for those who are not in a hurry to buy a house. They just need buyers to be able to buy a house or start quickly, without considering too much time and other factors. Whether the demand for self-occupation or investment is different, it is suggested to judge according to the actual situation and ability of the individual.