How can industry and commerce cancel the application for mortgage grace period?

Cannot apply for cancellation. Industrial and commercial mortgage grace period cannot apply for cancellation and manual cancellation if the mortgage application is overdue. The overdue mortgage is caused by the user himself. There is no way to actively eliminate overdue records. Only by paying off overdue debts, the credit information system will automatically delete overdue records after 5 years. In fact, some mortgages have a grace period for repayment. After the repayment date, users can make timely remedies as long as they repay within the grace period.