Traditional Culture Encyclopedia - The 24 Solar Terms - Does the credit record have an impact on mortgage approval?
Does the credit record have an impact on mortgage approval?
Credit records affect mortgage approval. If there are too many credit inquiry records in a short period of time, and most of them come from mortgage institutions, it will give banks the impression that borrowers are short of money. People who are short of money are at greater risk of default, so it will affect the results of mortgage approval, make the bank's audit more strict or the loan will be rejected.
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