Digital RMB payment method

After logging into the digital RMB software, you can pay by scanning the code to the merchant or showing the payment code to the merchant. If the bank sends digital RMB to users,

Then log in to the bank's mobile banking, scan the code and pay the merchant, or show the payment code to the merchant for payment. It should be noted that digital RMB only supports some businesses.

Digital RMB is a brand-new encrypted electronic currency launched by the People's Bank of China. It is not a virtual currency, nor is it an online payment or an electronic wallet.

It is a legal digital currency issued by the central bank based on national credit. This digital RMB red envelope can not be used for cash withdrawal, but can be used for small retail, transportation card recharge, catering consumption, party membership fee payment and so on.

Digital RMB is consumed through the exclusive digital RMB APP, and there are two main payment methods:

1. Users scan the merchant's payment code: log in to the "Digital RMB APP", click on my digital wallet, and click "Scan QR code payment" at the top right to scan the merchant's payment code.

2. The merchant scans the payment code of the user's digital RMB APP to consume "Digital RMB APP", clicks on my digital wallet, and clicks "Slide on payment"; It indicates that payment has been made to the merchant. When the customer applies for the payment code from the merchant for the first time, he can choose to open or not to open the small secret payment. If the customer chooses to open a small secret payment, the payment code will be displayed after entering the wallet transaction password; If you choose not to open the little secret, the payment code will be displayed directly.

Digital RMB has not been widely used and popularized, and it will take some time to perfect it. Users who are interested in digital RMB can learn about its real-time dynamics through various channels.

What's the use of digital RMB?

1. Cost saving: Digital RMB relies on the Internet as a platform for its development and dissemination, and needs to be applied to emerging technologies. Compared with the traditional currency, the issuance and application of digital currency can reduce the printing cost, reduce the issuance cost of national currency, reduce the waste of resources to a certain extent, and promote the development of environmental protection.

2. Convenient payment: Digital RMB is conducive to improving the convenience, security and transaction efficiency of people's payment, and can better integrate into economic development and economic and social development.

3. Accurate delivery: The promotion of cash cannot track the specific currency inflow, while virtual currency can accurately deliver all kinds of current assets and non-performing assets.

4. Severely crack down on financial crimes: on the premise of protecting customers' personal privacy, improve the recognition rate and accuracy of illegal acts. People can use digital RMB anonymously to pay small consumption without displaying personal information, which can effectively safeguard users' privacy and security.

5. Digital RMB is a safeguard measure: when the existing monetary payment method has an accident in the future, the state can use digital RMB to maintain normal social order.

Tips: The popularity of digital RMB is still accelerating. If you want to experience digital RMB, you can apply to a big bank with your mobile phone and ID card. You can also participate in the local digital RMB red envelope lottery. After winning the prize, you can get one or two hundred red envelopes.