Traditional Culture Encyclopedia - Traditional culture - Why do China people prefer mobile payment so much?
Why do China people prefer mobile payment so much?
In foreign countries, people prefer to pay by credit card or cash. So why does China prefer scanning code payment? How is the development of mobile payment abroad? Although foreign countries have developed technology, they are far less developed in mobile payment than domestic countries, and almost no mobile payment can be seen. Why?
First, scanning code payment is very safe and convenient. People not only don't have to worry about handling fees, but also get some extra bonuses. So many people like to pay by scanning code.
Second, the foreign credit card industry is developing very well. Everyone uses a credit card and then pays the monthly credit card bill. This form is also very convenient. They use credit cards just like we use mobile payment, and most credit cards also have confidential payment, which is as convenient as our mobile payment.
Third, China's scan code payment has been supported by the government, banks and internet finance companies. But in foreign countries, many banks are private, and they are pursuing interests. However, the profit brought by scanning code payment is not considerable, and it will even affect the business of banks, so most foreign banks do not support scanning code payment. At the same time, foreign governments also believe that the existence of this kind of scanning code payment will affect the financial business of banks. Therefore, foreign countries will not prefer scanning code payment like China.
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