Does Bank of China open a joint account?

Bank of China can open a joint account.

When opening a joint account, the identity documents of all joint account holders must be presented and signed and stamped by all holders.

Traditional personal accounts can be opened with only the identity document of the account holder.

A joint account refers to a local and foreign currency personal current settlement account or a lump-sum fixed-term savings account opened by two or more (less than five) individual customers. There are no restrictions on deposits and withdrawals must be handled in an agreed manner.

Deposit Account.

1. ***Tong Management: Open an account through ***Tong to meet the customer's needs of ***tong management of funds.

2. Use the same method to achieve reasonable disposal of account funds by agreeing on the withdrawal method.

3. After mutually accumulating the agreed account funds in a certain way, the full enjoyment of the account funds can be realized.

Extended information The characteristics of joint accounts are as follows: 1. Account ownership nature. The most fundamental characteristic of individual joint accounts is that in terms of ownership nature, individual joint accounts are the exclusive property of the joint account holders, while traditional individual accounts only belong to the account.

The owner's personal property.

2. Opening of an account In order to reflect the unanimous intention of the joint account holders, the identity documents of all joint account holders must be presented when opening a joint account, and must be signed and stamped by all holders. However, traditional individual

An account can be opened with only the identity document of the account holder.

3. Use of accounts Traditional personal accounts only require the signature and seal of the account holder to withdraw funds from the account and transfer settlement.

Individual joint accounts are subject to signature terms when used.