What are the commercial banks in China?

Commercial banks in China mainly include:

Six large state-owned commercial banks (China Industrial and Commercial Bank, China Agricultural Bank, China Bank, China Construction Bank, China Postal Savings Bank and Bank of Communications).

65,438+02 national joint-stock commercial banks (China Merchants Bank, Shanghai Pudong Development Bank, China CITIC Bank, China Everbright Bank, Huaxia Bank, Minsheng Bank, China Guangfa Bank, Industrial Bank, Ping An Bank, hengfeng bank, Zheshang Bank and Bohai Bank).

The rest are 134 city commercial banks and about 302 rural commercial banks (many others are in preparation, and all rural cooperative banks will be transformed into rural commercial banks).

Extended data:

The concept of "commercial banks" was originally used because such banks only engaged in "commercial" short-term lending business in the early stage of development. Generally speaking, the loan period does not exceed one year, and the loan target is generally businessmen and import and export traders.

People call this kind of bank whose basic business is to absorb short-term deposits and issue short-term commercial loans a bank. China's commercial banks refer to enterprise legal persons established in accordance with People's Republic of China (PRC) Commercial Bank Law and People's Republic of China (PRC) Company Law to absorb public deposits, issue loans and settle accounts.

Banks are one of the most important financial institutions in the economy. The primitive state of western banking can be traced back to ancient civilization in ancient Babylon and BC. According to the Encyclopedia Britannica, as early as the 6th century BC, there was a "rigby" bank in Babylon.

Baidu encyclopedia-commercial bank