The development of digital financial inclusion, can be divided into which stages

Digital inclusive financial development, which can be divided into four stages.

The first stage is the informationization stage, the second is the electronic stage, the third is the Internet stage, and the fourth is the highly integrated development stage. The fourth stage is also the current situation of domestic digital inclusive finance, in recent years, China's digital inclusive finance is developing rapidly, its system is gradually established, with the explosive growth of mobile Internet, artificial intelligence, cloud computing and other science and technology, digital inclusive finance came into being, in order to digital inclusive finance can better serve the people, there is still a great deal of room for improvement.

First of all, it is necessary to strengthen and improve the management system of digital inclusive finance, standardize the industry standards of digital inclusive finance, and guide the positive and benign development of digital inclusive finance;

Secondly, as the service scope of digital inclusive finance is wider and extends to the rural, remote and other areas, but its economic level lags behind that of the city, and the financial infrastructure lacks, which means that there is a need to improve the construction of digital inclusive financial infrastructure, so as to better serve the people. digital inclusive financial infrastructure construction, so as to support the future development of digital inclusive finance; finally, it is to improve the financial literacy of users, digital literacy, and strengthen their own risk prevention awareness.