Traditional Culture Encyclopedia - Traditional culture - When two people do business in partnership, can they go to the bank and put the money into a bank card number, and when there is expenditure, they need two signatures or other requirements?
When two people do business in partnership, can they go to the bank and put the money into a bank card number, and when there is expenditure, they need two signatures or other requirements?
1. A joint account refers to an individual current settlement account or lump-sum time deposit account in local and foreign currencies opened by more than two (less than five) individual customers, with no limit on deposits.
2.* * * Co-management: Open an account in * * * to meet the needs of customers for co-management of funds.
3.* * * Two purposes: to realize the reasonable control of account funds through the agreed withdrawal method.
4.* * * Co-accumulation: the enjoyment of the funds in the * * * * account will be realized after the way of the funds in the account is agreed.
2. Open an account.
In order to show the consent of the joint account holder, the joint account must show all the identity documents of the joint account holder when opening an account, and all the holders must sign and seal them. Traditional personal accounts can only be opened through the identity certificate of the account holder.
Third, the use of accounts.
1. The traditional personal account only needs the signature and seal of the account holder, and the funds in the account can be withdrawn for transfer and settlement.
2. Individual joint accounts shall be bound by the signature terms when used. The so-called signature clause refers to the clause that the depositor of a joint account has the right to sign and seal with the joint account holder when opening a joint account. In fact, it is the rule that the joint account holder agrees to use and control the joint account.
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