Analysis on how to achieve the balance between improving efficiency and preventing risks in the operation and management of commercial banks

Controlling risks and improving efficiency are the keys for banks to improve their competitiveness. The risk management of commercial banks is a management behavior to control the whole process of business operation by identifying, measuring and analyzing the possibility of risk existence and occurrence, the scope and degree of risk loss, and by improving rules and regulations and business processes, so as to achieve the maximum match between income and risk protection. In recent years, commercial banks have established a highly intensive management system through the reform of management system. At the same time, all business lines have continuously strengthened the operational risk control of the whole bank by strengthening audit monitoring, parameter management and various supervision and inspection. Based on the analysis of the relationship between efficiency improvement and risk prevention, this paper points out that operation management should improve work efficiency, find a balance between risk control and efficiency, and provide effective support for business development under the premise of controllable risks. 1. Improving operational efficiency is the guarantee of providing efficient services to customers. With the deepening of the reform of the operation system, a large number of front-office businesses are gradually moving towards the operation management department, and the relationship between the operation department and the front desk is getting closer and closer. The operation management department is no longer the traditional back-office department, and the operation work is increasingly becoming an important guarantee for the front-office customers. It is of great significance to improve operational efficiency. First, the front desk batch processing industry