Traditional Culture Encyclopedia - Traditional culture - What are the types of ordinary life insurance?
What are the types of ordinary life insurance?
Many friends are still unfamiliar with insurance, so I won't learn from my sister. I will prepare a secret of insurance knowledge for you: super full! Everything you want to know about insurance is here.
Then, senior sister will give you a detailed introduction to these major types of insurance:
1, life insurance
The main service object of life insurance is the economic pillar of the family. If the insured dies or is totally disabled within the period agreed in the contract, the insurance company will pay the insurance money according to the insurance amount agreed in the contract.
Life insurance can be divided into term life insurance and whole life insurance according to the different guarantee periods, in which term life insurance refers to life insurance that guarantees a fixed period, usually 20 or 30 years, or 60 or 70 years old. On the other hand, whole life insurance is a lifelong guarantee.
If you want to know more about the difference between term life insurance and whole life insurance, please read this article: What's the difference between term life insurance and whole life insurance? Senior sister tells you!
2. Annuity insurance
Annuity insurance refers to investing a sum of money in an insurance company. In a certain period of time in the future, the insurance company will send you a sum of money regularly, which can guarantee a stable cash flow in the future and be used to achieve the phased goals. The more common use is as their own pension or children's education fund.
Want to know which annuity insurance products are worth buying, this list can't be missed: Top Ten Annuity Insurance Rankings? Want to buy high-yield annuity insurance? Don't miss this 10 model again!
3. Life insurance policy
Endowment assurance, that is, life and death are guaranteed. If the insured is not out of danger during the guarantee period and lives safely until the end of the contract, the insurance company will pay the due insurance money; If the insured dies unfortunately during the protection period, the insurance company will pay the death insurance money.
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The same number on the whole network: Xueba said insurance, welcome to search.
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