There are several types of investment methods

There are several types of investment methods such as insurance, trust, fund products, bank savings, precious metal investment and so on.

1, bank savings

Bank savings is a more traditional way of investment, and now there are a lot of families, choose this way to realize financial management. But this kind of investment and finance has a disadvantage, the disadvantage is, the return is low, and even insufficient to resist inflation.

2, fund products

There are many types of fund products, which can be subdivided to include currency funds, bond funds, mixed funds, index funds, stock funds and so on. According to different types of funds, they have their own different characteristics in terms of income and security, but in general it is still a relatively simple way to invest money.

3, trust

An excellent tool for the inheritance of funds, but also a financial investment channel that is difficult for ordinary users to access, because their threshold is very high, basically in millions of units, not suitable for ordinary families.

4, insurance

While strictly speaking insurance is not considered a financial product, but insurance can play a very good role in our own protection, both for our property and life safety, are very useful, so it is also considered a financial product.

5, precious metal investment

Precious metal investment is divided into physical investment and electronic trading investment with leverage and bank type of paper gold and paper silver, the market common varieties of precious metal investment: gold spot, silver spot, etc., suitable for large sums of money, there is no leisure person to invest.

There are some others, such as fixed deposits, fixed deposits risk is relatively low compared to other investment methods, access is also relatively convenient, but he also has the disadvantage, the disadvantage is that the rate of return is relatively low, suitable for beginner financial investors and senior investors, the risk is small. For example, state bonds: treasury bonds three-year yield of 3.8%, five-year yield of 4.17%, relatively high returns, the risk is also relatively low, applicable to the income is not high, there are long-term idle funds, afraid of risk-taking investors.