In what ways can banks raise funds?

The first question: after the restructuring of state-owned banks, their nature has changed and commercial banks are also companies. There are several financing methods for banks: 1, issuing bonds 2, listing financing, which is what you call IPO 3, refinancing, that is, listed joint-stock banks raise funds from the stock market by issuing additional shares. At the beginning of 20 10, many banks refinanced to replenish their capital adequacy ratio, which can be concerned.

The second question:

Any large-scale IPO will cause financial pressure on the capital of the stock market. There is a simple reason. Listing financing is nothing more than letting investors in the stock market invest their money in listed companies. Under normal circumstances, the amount of funds in the stock market is fixed, that is to say, the total investment owned by investors participating in the stock market remains within a certain amount. When a super-large stock is to be issued, it will inevitably attract the investment of many investors, so that some investors' funds will be concentrated on this stock. Correspondingly, the funds circulating in the stock market decrease, which is called blood drawing. Because the direct driving force of stock rising is capital, stock price fluctuation is not so active without capital.