Traditional Culture Encyclopedia - Traditional culture - Why do older people like to use paper money cash, and do not like to use cell phone payment?
Why do older people like to use paper money cash, and do not like to use cell phone payment?
Some older people like to buy things on the street, shopping with bills, simple and fast. The older people don't know much about smartphone operation principle, the cell phone payment platform such as Alipay and WeChat payment function can't figure out, the payment method and the process is not clear. Always feel that the use of cell phone payment is too cumbersome and complex, pay carefully, for fear of paying more to the other side, but also worried about being cheated by others, the money transferred away, resulting in loss of money. Indeed, the elderly age, brain memory decline, often children teach their parents to pay with a cell phone, but face to face to learn the back of the forgotten, not as flexible as young people's brains, strong memory, good, once you learn to understand. In the face of high-tech products in the heart no bottom, there is resistance, but also produce some fear and rejection of psychology, all of which are very normal. After all, now in the high-tech era so that the elderly can not do!
With the advent of the Internet era, cell phone payments have entered our lives. Whether online shopping or point a takeaway, is to go out without cash, as long as there is a cell phone. Want to buy what have a cell phone this "housekeeper", because the phone's WeChat, Alipay, so "sweep", money paid to the merchant. Both to avoid the transaction contact is not hygienic cash, but also eliminates the need to bring cash, cash to find the trouble of change. It's fast, convenient, and very popular among young people today.
However, you'll find that older people mostly still deal in cash, and they don't pay much with their cell phones. A lot of older people don't like to pay with their phones, and still prefer to use paper cash, and that's probably because of these reasons:
"Habit becomes nature".
The oldest people in the world are now over 60 years old, especially those in their 70s and 80s, and they are used to the "one hand, one hand, one hand, one hand, one hand, one hand, one hand, one hand, one hand, one hand, one hand, one hand, one hand, one hand, one hand, one hand, one hand. Even if they will use the cell phone payment, also scanned the code, do not give the merchant's cash, or feel the heart empty, still owe people money. The cash payment with paper money has become a habit, it is difficult to be changed, but also feel that the cell phone payment is not real, quite a hassle.
No sense of security. Mobile phone payment is very convenient to use, but also have seen a beggar to rice bowl with QR code, is now elementary school students buy things with cell phone payment. But for the elderly, the security of cell phone payment is still a little skeptical. They feel that the network is so developed, it is likely to be cheated. It's better to pay with cash, and it's safer to have your own money in your pocket.
There is no internet out there. Older people also use cell phones, read news information, etc., but also WeChat and children and grandchildren video calls, that are in their own homes, the home has a broadband network. Out of the house, the elderly cell phone is no network. The reason is also obvious, the old people will not use the "master key" to rub the network, their own cell phone 20 yuan a month is too high. When you're out there and you don't dare to turn on the data network, there's no network, and you can't pay with your cell phone, so you have to pay with cash.
Don't know about mobile payments.
This is the first time I've ever seen a mobile phone with a mobile phone in the world. It is also really laughable. The old people do not believe that the "two-dimensional code" in the money, of course, feel that the cash is reliable.
Now it's time to get down to business. Nowadays, it's easy to use your cell phone to swipe through most of the screens at places and programs like shopping malls, restaurants, and expressways.
But this is almost exclusively middle-aged and young "side benefits ″ he (she) mastered the cell phone number, password, bank card on the bank code, and the elderly, even if there are a few each bank card, but always forget their own passwords can not be normal this device, the reality is that this is the case, the questioner agrees?
You are also right. But this is still only a superficial phenomenon, the old people think, money, is money! Not the other. Substance, can represent money, and money can buy substance, but it must be two things. When you use WeChat to pay, or use other paypal to pay bills, you have to use your cell phone, right? The cell phone is the equivalent of a wallet, but if the wallet is lost, the money is gone. And it's possible to lose a lot of money! Not just the bit you carry around. There's not a lot of this kind of thing. With cash, it's clear at a glance how much to pay and how much to change. By definition, using cash is a bit easier than paying with your cell phone! With a cell phone operation you try to see that there are several actions, right? The phone runs out of battery, dies, aren't you intentionally putting up some obstacles in the way of using your money? Not to mention that your bank card is frozen, and suddenly the accidental cell phone doesn't work, and you can't even pay for your life-saving money! Forget it, it's best to use your own and stay out of each other's way! And don't say others are backward. I'm not going to be able to do that, but I'm going to be able to do it.
Nowadays, daily life is basically a cashless transaction mode, no matter whether it is a shopping mall, or a store along the street, a hotel, a restaurant, or even a vegetable market to buy food, all of them can directly use the mobile payment method to deal with the use of cash has gradually become less and less. However, there will still be a part of the elderly are still willing to and like to use cash bills, caused by this phenomenon has many reasons, today on the analysis of the following points.
1. Years of habits are hard to changeWe all know that mobile payments have only become popular in the last few years. But for the elderly, their past decades of consumption and transactions have been cash-based, they have been completely accustomed to the use of cash, and can even be said to rely on. If they are now asked to simply change their mode of transaction, they will be at a loss. Moreover, in their view, the use of cash is more simple and straightforward, and transactions with physical banknotes are more in line with their spending habits. Every spending is from their hands to pay cash to the other party, so they will be more impressed with the payment and know how much they spent.
2. Uneasy about the mobile device, worried about the safety of the moneyIn fact, there are a lot of older people do not like to use the cell phone to pay for the reason that they are worried about not safe enough. Because they do not understand the operation of cell phone payment, not clear about the security control system of cell phone payment, so more or less will feel that the cell phone payment is not safe, always feel that there is a possibility of paying the bill, will be more deducted, but also very afraid of their own deposits will be very easy to be stolen by others. In particular, cell phone payment is certainly needed to bind the bank card, the elderly will be worried about the safety of their bank card funds.
3, the operation of the phone is not smooth, will not be the use of various functionsNow on the market, most of the cell phone is a smart phone. Young people accept new things very quickly, even if it has been updated, are able to quickly adapt. But the elderly is not the same, due to the relatively old, and they were educated with the current young people are not the same, so in the face of smart phones this relatively new things, often need a longer time to learn exactly how to use. For the elderly, the cost of wasted time is very high, and they do not necessarily have the patience to learn carefully, so they do not like to use the cell phone to pay.
In addition, some of the elderly, they use the elderly phone, this kind of elderly cell phone is generally only call and other simple basic functions, and not loaded with Alipay and other software, can not do mobile payment.
In fact, the vast majority of seniors feel that having cash in their hands is a more secure and down-to-earth experience, and they don't have to worry about the risk of losing money. In addition, physical banknotes bring them a more tangible sense of reality, but a digitized balance display will leave them with no sense of reality, and they will always feel that the value will inevitably be omitted, which will affect their deposits.
Of course, not all older people like to use cash, in real life, there are still some older people are beginning to be willing to use Alipay, because with the iteration of mobile payment, mobile payment is indeed more and more simple, and it is very friendly to the older people, the user experience effect is good, we are naturally willing to use more.
It's a pleasure to answer your question. Nowadays, cell phone payment has become a common phenomenon, cash payment is less and less, but still can not be replaced by cell phone payment, because a large part of our country's elderly people prefer to pay in cash, for the following reasons:
2. the old man used most of his life in cash, and suddenly switched to cell phone payment, the habit is very difficult to change over
3. refused to accept the new things.
4. Some old people prefer to use cash even if they have a smartphone with payment software installed because they are too lazy to learn how to pay
5. Some old people have low literacy skills and can't read or write, so they can't use a cell phone and can only pay with cash
Last year I bought my dad a smartphone and installed WeChat, which is the first time I've seen a smartphone in my life, and I'm sure it's a great idea. I bought my dad a smartphone last year, installed WeChat, told him how to use WeChat to pay, but the result is not a few days or not use, I asked him to teach a lot of times, how can you not use, he said that the age of a few days without easy to forget, and look at the phone wallet inside the number of not much money feeling. After that, he has been using cash to pay, and his cell phone is only used to make phone calls and WeChat videos.
In short, there are a lot of reasons why cash can give people enough security compared to cell phones, and maybe that's the main reason why a lot of old people choose to pay in cash.
Maybe a few years from now, cash payments will be a memory!
I hope my answer can make you satisfied, thank you!
This thing is really not absolute.
We have four elderly people in our family, my father, mother, father-in-law and mother-in-law.
Now only my mother-in-law can't use a smartphone, and goes out with a small bag containing a couple hundred dollars for shopping use.
Like my father, mother, and father-in-law, they basically go out with their cell phones, from showing their health codes, to simply paying for groceries, to swiping their faces to certify their pensions, and they are still very proficient at using smartphones.
It's true that some people in their 70s and 80s are a bit old and illiterate, so they simply can't master smartphone apps. They may be a bit more reliant on cash.
As people become familiar with smartphones, they find them more and more user-friendly. You don't have to recognize words, you can use your fingerprint to unlock, you can use your voice to chat, and now you can even type with voice conversion. Paying for fingerprint authentication, even the password does not need to enter. As a result, more and more people are becoming more and more dependent on their cell phones.
I believe that in another 10 years or so, the brush mode is more and more convenient, and even some older people do not even need to bring a cell phone.
According to some news revealed by the central bank, the central bank is studying digital currency, through the digitization of paper money, the full realization of the transaction of paperless operation.
Slowly, the paper cash will be out of the stage of history.
The subject do not speak too mean, although the elderly did not keep pace with the times, but it is not that they are not willing to learn, but also not what you say like to use the banknote, not to mention what the brain is hardworking, for the elderly, pay the banknote is faster, will not waste the precious time of young people, should understand the helplessness of the elderly.
My parents are more than 80 years old, they used to be very fashionable people, in the 1950s, the family not only had transistor radios, but also the latest production of domestic semiconductor radios; in the mid-80s purchased the most fashionable 18-inch color TV; in the early 90s purchased computers and cell phones ...... But these years really can not keep up, not only did not progress, but regression, smart phones replaced with simple operation of the elderly machine.
The main thing is that the eyes can not see well. Although my mother had cataract surgery 5 years ago, but now there is a fundus luteus, holding a large Plus can not see things clearly.
She saw other people are using smart phones to pay very convenient, and to avoid money with the body lost, so bought a large screen phone, but need to use presbyopia to see clearly, every time to go outside to buy things, payment first have to find out from the bag presbyopia, and then put the phone in the face of the head back and forth and left and right a few times in order to adjust the correct distance, to find the APP. finger a little stiffness. I'm not sure how many times I have to click on the app to open it, but I often can't see it, so I have to ask the cashier to help me out. The young people a few seconds to solve the matter, she had to several minutes, the people behind the waiting very anxious, she is also very embarrassed.
Especially the eyes can not see clearly, enter the price often lose the wrong decimal point, once bought more than 5 yuan of vegetables, the results paid more than 500, thanks to the boss's wife is very kind, in time to return the money; there is also a payment point to confirm the point of finger stiffness point bias, so that the store let chase half a street, feel the neighbors look at the jokes, the old shame, and will not dare to use a smartphone again. She feels that it is still convenient to use a banknote, and when you can't see it, you can feel the size and number of sheets.
She went out to buy things before, often to bring some of the dollar and dime change, is worried about the store ready to prepare for the lack of change, so that people find money trouble. Unlike a lot of small supermarkets, no change to find, whether you want to, directly throw money customers a few pieces of sugar, in fact, it is a change to promote the product, ignoring the business ethics.
This year, her wages were uniformly issued to the social security card, no longer use the passbook, you must use the cell phone livelihood APP, she was very enthusiastic about this new thing, let me download the software for her, educate her to use. Each time, she needed to use a magnifying glass to see the words on the smartphone, and then memorized the usage procedure step by step. After a few days, can not open, and asked me to go to see, the original APP upgrade, upgrade the path of the search changed, and put on presbyopia, a hand holding the phone, a hand holding a pen, record the operating steps ...... is not that she did not try, it is really too difficult!
Not to mention my father, his Alzheimer's disease is getting more and more serious, can not remember the operation process, not to mention the password. Every time I shop, I give a handful of money to the shopkeeper, and people find as much as they can count, and I'm not sure about the price at all.
China is stepping into an aging society, the elderly more and more. As a good traditional morality of the Chinese people, as educated young people, as a very high cultural level of the younger generation, should not look at the problem narrowly, not to mention that we should not use mean language to talk about the elderly. What we should do is to help them, appeal for them and relieve their worries. If you are able to do so, develop simpler and faster electronic products that are suitable for the elderly, so that when you are old, you will not be despised by some selfish juniors.
A, that the use of paper money cash down-to-earth, real, and have a sense of reality, because the money is sweat, water, tears, blood earned, saved, gouge down, and pay over the heart. And cell phone payment fast, convenient, but also the trend, is a product of social development and progress, but people, always think it is misty, I do not know in whose money, and money to money to the elephant, no feeling, as if into the hundreds, thousands, ten thousand, hundreds of thousands of people have not been happy gas, paddle out to the same, no feeling, the heart does not hurt, thank you.
I once asked my mother the same question, why don't you go to learn the current WeChat payment like this? My mother is so answer: not I do not go to learn ah, I am now older, eyes and can not see, the brain is not good, it is difficult ah, this I things I will not, dare not ah.
What can I say? I am also very helpless ah, in fact, the elderly and why not worry about this matter? The first thing you need to do is to get your hands on a new pair of shoes or boots.
Once went to the provincial capital to see a doctor, back, full of helplessness: "Hospitals do not provide on-site registration, all electronic registration, electronic payment, a variety of guidelines are digital, electronic, and will not use the phone to see a disease is too difficult, the hospital even buy a bottle of water next to the vending machine code payment, will not be able to pay for the cell phone, I can only endure the hunger and thirst look at the days, if not accompanied by young people, it is almost impossible to move an inch."
The world of the elderly, how many young people understand? I think it will get harder and harder for the elderly.
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