What are the similarities and differences between Chinese and foreign financial technologies?

In terms of supervision, the regulatory arbitrage space between Chinese and American financial technology companies and licensed financial institutions is disappearing.

In terms of infrastructure, China's credit information system lags behind the United States.

In terms of technical environment, China Financial Technology is expected to overtake in corners with the help of mobile Internet.

In the capital market, China still favors loans and personal services, and the United States has increased its investment in insurance technology and corporate services.

In terms of the supply of financial services, the penetration rate of traditional financial services in China is lower than that in the United States, and the cooperation between China and the United States in financial technology and licensed financial institutions is deepening.

As far as the demand for financial services is concerned, China's market is bigger than that of the United States.

In terms of investor composition, the proportion of individual investors in China is greater than that in the United States.

In terms of risks, they are all "one glory and one glory, one loss and one loss"