How to calculate the new rural social security in Zhoushan

2. What are the contribution standards for insured persons?

A: The contribution standard is 100 yuan, 200 yuan, 300 yuan, 500 yuan, 800 yuan, 1200 yuan **** six grades per year.

3. What are the contribution requirements for insured persons?

Answer: For urban and rural residents of the city who have reached the age of 60 before January 1, 2010, they do not have to pay pension insurance premiums and receive a basic pension of 70 yuan per month; for those who have reached the age of 45 and are less than 60 years old, they should make annual contributions and are also allowed to make supplementary contributions, with a cumulative total of not more than 15 years; for those who are less than 45 years old, they should make annual contributions and have a cumulative total of not less than 15 years of contributions.

4. What is the government's contribution subsidy for the insured?

Subsidies are given to participants who make normal contributions each year and meet the conditions for making up contributions within one year of the implementation of the system, and the subsidy rates correspond to the contribution standard grades of 30, 40, 50, 70, 90 and 110 yuan per person per year, respectively. Make up for the interrupted years of contributions, do not enjoy financial subsidies.

7. Monthly pension entitlement for urban and rural residents' social pension insurance?

Answer: there are two types: the first is the urban and rural residents social pension insurance opinion implementation, that is, before January 1, 2010 has reached the age of 60 years of urban and rural residents of the city household registration, do not have to pay contributions, approved by the basic pension of 70 yuan per month.

The second is a participant in the January 1, 2010 when the urban and rural residents who have not reached the age of 60 years old in accordance with the provisions of the insurance contributions, their monthly pension entitlement = the basic pension + personal account pension + years of contribution pension.

(1) The basic pension is 70 yuan per person per month; the basic pension includes a fixed incentive in lieu of insurance, from January 1, 2010 onwards, the city will no longer be awarded a fixed incentive in lieu of insurance separately.

(2) personal account pension. Individual account pension monthly standard for the individual account of all the reserves divided by 139;

(3) Contributory years of pension. Contributory years of pension according to the number of years of contributions in segments: contributing to 5 years (including 5 years) or less of the participants, 1 yuan / year; contributing to more than 6 years, 10 years (including 10 years) or less of the participants, from the 6th year onwards, 2 yuan / year; contributing to 11 years (including 11 years) or more of the participants, from the 11th year onwards, 3 yuan / year.

8. Give an example to illustrate the enjoyment of benefits after participating in the insurance and making contributions?

Answer: a 45-year-old resident in this year, choose to pay annual contributions at the rate of 500 yuan / year for 15 years, in reaching the age of 60 years old when it can enjoy the monthly pension treatment is shown in the table below (measured by static):

Monthly pension treatment = basic pension + personal account pension + years of contribution pension, that is: 70 + 53.96 + 30 = 153.96 yuan / month