What does a bank digital account mean?

Bank digital account number refers to the electronic account opened by the bank for customers. Different from the traditional cash account, it is a digital account for storing and managing customers' funds in the banking system, which can handle various banking services and transfer payments. At the same time, digital account has the characteristics of high efficiency, security and convenience, and customers can conduct transaction services anytime and anywhere through mobile phones, computers and other channels, which is an important form of modern banking services.

A bank digital account can be applied for when opening a new account, changing the name of the account or changing the electronic account. Applicants need to apply at the bank counter or online banking first, fill in relevant forms, submit valid identity documents and relevant supporting documents, and then open a bank digital account after being approved by the bank. At the same time, for customers who already have cash accounts, cash can also be transferred to digital accounts through intra-bank or inter-bank transfer.

Bank digital accounts are widely used, which can be used for various financial services such as transfer and remittance, account balance inquiry, payment of water, electricity and coal fees, shopping payment and so on. At the same time, digital accounts also support various online consumption services such as e-commerce and mobile payment. With the advent of the era of digital finance, bank digital accounts will become an important part of modern financial system, providing customers with accurate, efficient and safe financial services.