What are the types of life insurance?

Life insurance mainly includes term life insurance, whole life insurance, endowment insurance and annuity insurance. Next, the senior sister will introduce them separately.

Insurance novices may wish to learn some basic knowledge of insurance through this article before entering the article, so as to understand the following contents: Before buying insurance, you must first understand these key knowledge points!

The coverage of term life insurance and whole life insurance is generally death and total disability. During the guarantee period, if the insured dies or is totally disabled due to illness or accidental injury, the insurance company will pay the agreed insurance premium to the beneficiary.

It can be seen that the purchase of term life insurance and whole life insurance is mainly to protect family members, and the family economic pillar may wish to consider starting.

After all, the family, the mainstay of the family economy, has a heavy burden, not only responsible for the daily expenses of the family, but also supporting the elderly and raising children. Once misfortune happens, it will have a great impact on the family economy.

Sister Xue has made a list before, and she needs to take it herself: the top ten life insurance rankings worth buying.

What does it mean to be satisfied with the old-age security? Life and death? The contents of protection generally include death insurance and expiration survival insurance.

When two full-insurance insured persons die during the insurance period, the insurance company will pay the death insurance money to the beneficiary; If the insured is still alive at the expiration of the insurance period, he can get the full-term survival insurance money.

Finally, annuity insurance refers to a kind of personal insurance in which the insured pays the insurance premium in one lump sum or on schedule according to the contract, and the insurance company pays the insurance premium on an annual, semi-annual, quarterly or monthly basis on the condition that the insured survives until the insured dies or the insurance contract expires.

There are many types of annuity insurance, such as education fund and pension insurance. And you can choose according to your own needs.

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