Traditional Culture Encyclopedia - Traditional culture - How long does it take to get the inter-bank credit card transfer?
How long does it take to get the inter-bank credit card transfer?
① Choose to arrive quickly, usually in real time, with a delay of no more than 2 hours.
② Inter-bank transactions usually take one to three working days to arrive because they need to be processed through the bank counters of both parties.
(3) If the transfer is made on Friday night, it will arrive next week at the earliest and Wednesday at the latest.
(4) From Monday to Friday, the transfer can basically arrive at the other bank before 3 pm that day, but whether the other bank enters the account in time determines the actual arrival time.
Extended data:
1. According to the relevant regulations of the People's Bank of China, the service hours of ICBC and other banks for transfer and remittance are 9: 00- 17: 00 every working day.
2. For the transfer and remittance between ICBC and other banks, the handling fee shall be charged at 1% of the transfer and remittance amount, and the lowest 1 yuan shall be charged at the highest 50 yuan.
3. When handling foreign exchange remittance, please pay attention to the following provisions of the State Administration of Foreign Exchange:
(1) The name of the payee of foreign exchange remittance must be the same as the name of the remitter, or be the immediate family member of the remitter. If the payee's name is different from the remitter's name, the proof that the payee and the remitter are immediate family members must be produced. "Immediate family members" include "spouse, father (mother) and son (daughter)". The certificate is as follows:
A. If the payee and the remitter are in the same household registration book, the household registration book shall be presented.
B. If the payee and the remitter are not in the same household registration book, notarization or authentication documents issued by authorized institutions such as notary department or police station are required to prove that the payee and the remitter are indeed immediate family members.
(2) The nature of your foreign exchange remittance collection account and payment account in the same city must be the same, that is, "bank to bank, remittance to remittance", that is, "the nature of banknotes/remittances remains unchanged before and after fund transfer".
Reference: Baidu Encyclopedia-Interbank Transfer and Remittance
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