How to treat the development prospect of pos machine market?

I have been a POS user for 10 years. Years ago, the agent began to make POS machines.

Let me talk about my opinion: First of all, there is a huge market for POS machines. Look at friends and family around you. Some of them have no credit cards. There is a credit card. Ask them how to spend it. You will know.

In fact, all the friends around us use credit cards to shop, which may account for less than110. Most of them are brushed out to do something else, or they are turned upside down.

Especially all kinds of investment scams in recent years. It's hard to prevent. Many people are very tempted to see investment projects. I have no money in my hand. I just use my credit card to do it. If the investment fails and a large amount of funds are not paid, the card can only be raised by the card. Many friends around me are because of this. Owe hundreds of thousands of debts.

There is also buying a house and a car, which costs a lot of money. Because young people need to get married, buy a house and buy a car now. In order to get married, I have no choice but to borrow money in advance to spend. Cause a relatively large debt, continue to apply for credit if you have no money, and a new credit card will be used to raise the card.

The same is true of business.

The best way to raise a credit card with a card is to brush the POS machine. Now many friends around me are three or four POS machines. Therefore, the market for POS machines is very large.

The market is huge, but there are also many risks in it. The most important thing is regulatory risk. At present, most POS machines are made by third-party companies. Registration activation will not be as formal as traditional commercial bank POS machines. In particular, many personal POS machines can be handled with ID cards and bank cards. This is obviously illegal, even illegal, but now the state has not strictly investigated this piece. Even if it is investigated, it is a small-scale fine, and there is no large-scale prohibition.

In addition, the competition among companies in this industry is fierce, and many companies are mixed. Although now can do POS machine basically have a payment license. But to be honest, many companies are full of loopholes in management, far less strict than traditional financial companies.

Simple use should have little effect, but if you are in business, you should choose carefully.

When we promote POS machines, many customers will ask why other people's POS machines are free, and you still need a deposit! Let me give you a detailed analysis of the little inside story.

Banks will not send pos machines to individuals, but only handle POS machines for self-employed or industrial and commercial households free of charge. Of course, bank legal persons must register themselves.

Now the free POS machines on the market are all machines of third-party payment companies.

The third-party payment company didn't give you a pos machine for free.

Third-party payment companies will sign some agencies. After these institutions took the machines from the third-party payment companies, they designed marketing schemes to seize the market, so free pos machines appeared.

There are also statements in these free pos machines.

You need to pay a deposit for the first brush, not to mention the brand. Most of them are 100-200 yuan's first deposit. When your total consumption amount reaches 65,438+000-200,000 yuan, the deposit paid this time will be returned to you.

Customers need to swipe their cards for the first time to activate the machine, which costs more than 2000 yuan. After activation, the machine really belongs to you.

These machines are given away for free, and the actual cost of the payment company is only about 0.3 yuan, and the rest of the money is taken away by the agencies of those payment companies.

Credit card distribution, every transaction, the agent will earn a certain profit, depending on the credit card rate set for you. The higher the rate, the more profit the agent earns.

Seeing this, everyone should know why it will be given away for free. Wool comes from sheep, and people will definitely earn it back from you. However, these free machines can be used as long as you choose a good brand and agent.

If you need to know more, you can pay attention to me personally.

Credit card withdrawal and practical recommendation of pos machines can also be left in the comment area.

Some people say that the traditional model is untenable and laughs to death! Payment can never be separated from your so-called traditional model. Your so-called innovation really can't see where there is innovation, whether it is the innovation of acquiring technology or the innovation of supply and demand model, or the old pseudo-pyramid scheme! How dare you say innovation? If you say something about Rui Meng Xin Meng, I will sneer at it when I see it! You say pay the league, I have to spray you! I have worked in Fulinmen for several years. Why haven't I heard of any alliance? I dare not say innovation in the name of headquarters.