Financial leasing has what features and advantages

The characteristics of financial leasing are generally summarized in five aspects.

One, the lease is decided by the lessee, the lessor to finance the purchase and lease to the lessee to use, and in the lease period can only be leased to a business use.

2. The lessee is responsible for the inspection and acceptance of the leased goods provided by the manufacturer, and the lessor does not guarantee the quality and technical conditions of the leased goods to the lessee.

Three, the lessor retains ownership of the leased property, the lessee pays the rent during the lease and enjoys the right to use, and is responsible for the management, repair and maintenance of the leased property during the lease.

Four, once the lease contract is signed, in the lease period, no party has the right to unilaterally withdraw from the contract. Only if the leased property is destroyed or proved to have lost the use of the contract can be suspended, and the breach of contract without cause will have to pay a heavy penalty.

Fifth, the end of the lease period, the lessee generally have two options for the leased property to stay purchase and surrender, if you want to stay purchase, the purchase price can be negotiated by the two parties to the lease to determine.

Warm tips: the above information is for reference only, does not represent any advice; if you have the need, Ping An Group has also leasing business, you can call Ping An leasing customer service phone: 4006117700 detailed consultation.

Answer time: 2021-09-16, the latest business changes, please refer to the official website of Ping An Bank shall prevail.

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