Traditional Culture Encyclopedia - Traditional culture - What is a "financial network"?
What is a "financial network"?
In a narrow sense, "financial networking" refers to a new financial operation mode based on the host of financial service providers, with the Internet or communication network as the medium, through a software platform embedded with financial data and business processes, and with user terminals as the operation interface; The broad concept of "financial networking" also includes the external environment such as online financial institutions, online financial markets and related supervision that match its operation mode. Including: electronic money, online banking, online payment, online securities and online insurance. 2. "Financial networking" makes the way of financial information and business processing more advanced, greatly improves the degree of systematization and automation, breaks through the limitation of time and space, and can efficiently provide customers with more diversified, independent, flexible, convenient and fast financial services. With the development of network finance, the contact between financial institutions and customers has changed from counter contact to online interactive contact, which not only shortens the time for obtaining and feeding back market information, but also helps the financial industry to realize the market-oriented and customer-oriented development strategy, and also contributes to the sustained and in-depth development of financial innovation. 3. From the perspective of operating costs, virtual network finance provides customers with more efficient services, and at the same time, it has remarkable economy because it does not have to bear the expenses of business premises and employees. In addition, with the rapid collection, processing and dissemination of information, the information disclosure in the financial market tends to be full and transparent, and the contact between the supply and demand sides in the financial market tends to be close, and transactions can be directly conducted without intermediaries, and the trend of non-intermediation is obvious.
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