Traditional Culture Encyclopedia - Traditional culture - Is rising prices the main reason for the lack of savings?
Is rising prices the main reason for the lack of savings?
In previous times, people's lives were hard and it was not easy to make money. At that time, money was still very valuable, and many people usually didn't dare to spend money indiscriminately. As long as they have a little savings, they all go to the bank to deposit them. It can be said that if people have deposits in the bank, they will feel safe, but in today's society, many people have no deposits.
Prices are closely related to people's lives, so rising prices directly affect people's lives and national economic development. The rising prices year after year not only increased the expenditure of residents, but also affected the stable and healthy operation of the national economy. Therefore, whether it is to protect people's livelihood or maintain market stability, the government should make overall plans and take effective measures to solve the problem of rising prices that the market itself cannot adjust.
China's entity enterprises, especially a large number of private enterprises, are in recession, and the problems of difficult and expensive financing have not been fundamentally solved. It is also inevitable that many enterprises are under great pressure to survive and have weak profitability.
After 1995 in China, the number of counterparts in many emerging universities has gradually increased. When there are many schools, China has stricter requirements for professionals. At the same time, a large number of majors do not match the educated college students. Now college students are no longer in short supply, resulting in more talents and labor, so they will get less wages. Because there is no shortage, someone will replace it at any time.
Young people nowadays like to spend money in advance. When they see something they like, they can't help but buy it and pay it back when they get paid. Moreover, most young people have just come out to work for a few years. It can be said that their jobs are unstable and their income is not very high. In addition, they have the habit of spending money in advance, which will lead to their clean monthly salary, no savings, and some people are even heavily in debt.
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