Model essay on feasibility study report

Model essay on feasibility study report

When we are in the workplace, when judging whether a project is feasible, we will study it first, especially its feasibility. I have compiled the relevant information of the feasibility study report for you. Let's have a look.

Feasibility study report Daquan model essay 1 supermarket feasibility report

Financial supermarket is a kind of financial management mode which is oriented to the public, integrates multiple functions and comprehensively handles personal assets business, intermediary business and debt business. Recently, Shandong Branch of Agricultural Bank of China organized a special investigation on the opening of financial supermarkets within its jurisdiction, analyzed the problems existing in the current opening of financial supermarkets, such as incomplete business varieties, unbalanced business development, weak credit management, and the quality of personnel to be improved, and put forward some suggestions, such as strengthening organizational leadership, moderately tilting policies, and increasing publicity.

In order to fully understand the current situation and existing problems of financial supermarkets, recently, Shandong Branch of Agricultural Bank of China organized relevant personnel to conduct a special investigation on the opening of financial supermarkets within its jurisdiction.

I. Basic information

Since the beginning of this year, the head office of the Agricultural Bank of China has fully deployed and established a "financial supermarket". At present, the Agricultural Bank of Shandong Province has 25 financial supermarkets, which are located in Jinan, the provincial capital, and other prefecture-level cities except Heze and Laiwu. At present, the businesses that financial supermarkets have started include: personal local and foreign currency deposits and withdrawals, personal money orders, personal consumption loans (including personal housing loans), personal financial consultation, collection and payment, bank card marketing, agency insurance and other personal financial businesses approved by the People's Bank of China.

Financial supermarkets have introduced the concept of "people-oriented" and adhered to customer-centered, changing the traditional communication mode between banks and customers, allowing customers to handle all personal financial services in one store and obtain high-quality, safe, efficient and convenient services. Financial supermarkets can provide personalized services and financial advice according to the different needs of customers. Financial supermarkets have introduced intermediaries such as lawyers, insurance agents and notaries, which can directly handle legal consultation, asset appraisal, notarization, mortgage registration, insurance and other procedures on behalf of customers, or contact dealers such as housing developers and car dealers to display and promote goods in the business hall. In addition to the savings business, all financial supermarkets implement the "one-stop" flow operation of open operation and consumer loan issuance, which allows customers to handle it at any time, and the vouchers are transmitted internally, reducing intermediate links. The service is simple and fast, and it has been favored by customers.

By opening a financial supermarket, the direct operation of the bank's resources has been effectively strengthened, and by providing customers with high-quality, safe, efficient and convenient personalized financial services in terms of liabilities, assets and intermediary business, the market competitiveness has been effectively enhanced, and the rapid and healthy development of personal business has been promoted. By the end of 10, the balance of savings deposits in 25 financial supermarkets owned by the Bank was 2,326.2 million yuan, an increase of 296.8 million yuan or 14.72% compared with the beginning of the year. Personal consumption loan was 570.98 million yuan (including personal housing loan195.58 million yuan), an increase of 368.44 million yuan over the beginning of the year, with an increase of1810/%.

Second, the main problems

The variety of personal business is not complete enough and the service mode is not standardized enough. At present, all financial supermarkets have not opened custody and bank-securities business, which can not meet the various financial needs of customers well. Some financial supermarkets, except for the savings required by provincial banks, do not operate in an open way, but close all their businesses like ordinary business outlets, unable to provide personalized services to customers; Some financial supermarkets did not introduce insurance, lawyers and other intermediaries and dealer partners to carry out on-site work as required by the provincial bank, and could not provide customers with "one-stop" service for consumer loans.

The imbalance in business development is very prominent. Taking the consumer loan business as an example, from the total loan amount, by the end of September, the balance of consumer loans of nine financial supermarkets in the whole bank exceeded XX million yuan, and the highest financial supermarket in Nanxin Branch of Huaiyin District Branch of Jinan City reached 6,543,800+0,523,000 yuan, but the balance of 654.38+00 supermarkets was less than 6,543,800 yuan; Judging from the increase of loans, by the end of September, there were 12 financial supermarkets with an increase of more than100000 yuan, the highest of which was 3.6 million yuan100000 yuan, but four financial supermarkets had an increase of less than100000 yuan.

There are weak links in business management, especially in basic credit management. The investigation shows that there are some problems in the loan operation procedures and the implementation of the loan system to varying degrees, mainly because some people do not keep the borrower's down payment deposit certificate; Some loan review opinions are not specific; Some safeguards are not appropriate; Some loan contracts are not standardized enough; Some loans are issued in excess of the proportion; Some post-loan inspections are not in place.

Improve the quality and finance of management and handling personnel.

The requirements of supermarket service level are inappropriate. In order to ensure the service quality and level of financial supermarkets, banks have carefully selected and trained the staff of financial supermarkets. Due to the short start-up time of financial supermarkets, most of the staff of financial supermarkets have been engaged in counter business or fund organization business for a long time, and generally lack experience in loan management and personal finance, so it is necessary to have an adaptive process to run the business of financial supermarkets well.

Third, suggestions on standardizing the development of financial supermarkets.

Effectively strengthen organizational leadership and strive to run financial supermarkets well. From the height of adjusting business strategy, we should put the construction of financial supermarkets into the focus of the whole bank's work to study and deploy and do a good job in coordination. Personal business, real estate credit, credit management, financial accounting and other relevant departments should cooperate closely to form a joint force to do a good job in the management of financial supermarkets. According to the principle of step by step, gradually expand the service scope of financial supermarkets. The initial business of financial supermarkets needs the selective development of banks according to local conditions. In addition to the traditional debt business, personal consumer credit business can be regarded as the main product. With the maturity of conditions, financial supermarkets should gradually increase the types of business, expand the scope of services and provide customers with all-round personal financial services. According to customer demand and market development, actively increase the number of financial supermarkets, and continue to add financial supermarkets in provincial capitals, prefecture-level cities and some economically developed county-level cities, so that more customers can obtain all-round and one-stop personal financial services. Further improve personnel training, help them improve their professional quality as soon as possible, and strive to provide customers with convenient and efficient financial services.

Implement a moderate tilt policy to promote the rapid development of financial supermarket business. Financial supermarkets should give priority to "four priorities" in resource allocation, namely, personnel priority, renovation priority, cost planning priority and service equipment priority. In order to promote the business development of financial supermarkets, according to the needs of business development, management level and risk control ability, financial supermarkets should be appropriately decentralized and given certain personal loan approval authority under possible conditions.

Do a good job in marketing and increase publicity. The establishment of financial supermarkets requires the cooperation and cooperation of real estate developers, distributors, insurance, notarization, vehicle management, housing management, law firms and other departments. We should actively strive for them to send staff to work in financial supermarkets and provide "one-stop" services for consumer loan customers. We should make use of various media, take various forms of publicity, actively do a good job in the publicity activities of financial supermarkets, rapidly expand their social influence, and form the scale advantage of financial supermarket business as soon as possible.

Strengthen management to ensure the orderly operation of financial supermarkets. Effectively strengthen the standardized management of financial supermarkets, plug loopholes, eliminate hidden dangers, and ensure the healthy development of various businesses in financial supermarkets; Firmly establish risk awareness and legal awareness, conscientiously implement the new credit regulations, strictly implement the credit system of separation of loan review and post review, strengthen personal loan management, and prevent and resolve loan risks.

The People's Bank of China gives preferential policies to financial supermarkets in terms of new product access. Due to policy restrictions, financial supermarkets can only provide customers with traditional banking financial products, unable to provide customers with all-round personal financial services in the true sense, and are also at a disadvantage in the competition in the same industry. In order to expand the service scope of financial supermarkets and promote the business development of financial supermarkets, it is suggested that the People's Bank of China give financial supermarkets appropriate preferential policies in terms of new business and new product access under the premise of policy permission, and allow financial supermarkets to open some financial derivative businesses that ordinary banking outlets cannot handle.

Feasibility study report Daquan model essay 2 Feasibility study report on establishing traffic safety committee in development zone.

High-tech industrial development company is a registered enterprise with the nature of state-owned economy. 1992 after the establishment of the company, according to the overall requirements of the innovative management system of the development zone, the head office firmly established the service first.

First, while putting efficiency first, we should constantly strengthen internal management, fully mobilize positive factors from all sectors of society, and constantly attract scientific and technological talents and investors from the whole society to participate in it, and make unremitting efforts for the construction and development of high-tech industrial development zones. With the overall promotion of the strategic goal of "attracting big investment and big business" of the head office, it is urgent to set up a motor vehicle management organization in the development zone to effectively manage personnel and vehicles.

First, the necessity of setting up a traffic safety committee.

1. At present, there are more than xx vehicles and drivers in the High-tech Zone. According to the second-phase expansion plan, it is estimated that by the end of next year, the number of motor vehicles will increase to more than xx, and the number of motor vehicle drivers will also increase to more than xx.

2. Motor vehicles and personnel who have been or will be stationed in other places in the Development Zone, as well as those who are stationed in other traffic safety committees, will be under the management of a number of motor vehicles and personnel after the establishment of the Traffic Safety Committee of the Development Zone, due to the cumbersome and inconvenient aspects of obtaining permits and working contact in other places.

3. Hi-tech Development Zone is located in Xuefu Street in the south of Taiyuan City, with excellent geographical position. There are various large and medium-sized motor vehicle trading markets around the development zone. With the opening of Changfeng Street, it extends in all directions from east to west, north to south, and the traffic volume has doubled compared with the past, which has good formation conditions and management environment.

Second, the management plan and management scale of the traffic safety Committee.

1, management name and legal person

1, 1 Management Name: Traffic Management Safety Committee of Taiyuan High-tech Industry Development Corporation

1 and 2 subordinate unit: Taiyuan High-tech Industry Development Corporation.

1 3 legal representative: xxx

1 4 responsible person: xxx

2. Organization:

2. 1 Chief: 1 person

2, 2 back office: 1 person (responsible for the file management of vehicles and drivers)

2.3 vehicle managers: 2.

2.4 Safety management: 1 person 3. Management measures. The director of 1 is a technician with many years of practical experience in traffic management. 3.2 All other required personnel are openly recruited for the society. Employ according to merit. 3, 3 to formulate detailed rules for the implementation of the post, strict management regulations. 3, 4, the implementation of the annual assessment, reward the excellent and punish the poor, competition for posts, the last out of the new mechanism. 4. Office address: In view of the excellent investment environment of the High-tech Development Zone, it is the best scheme to choose the location in the Management Committee Building of the High-tech Development Zone.

Third, economic analysis:

1, market prospect

1, 1 Taiyuan High-tech Industrial Development Zone is in a critical period of the city's structural adjustment, urban construction and economic development. The number of motor vehicles and drivers in the development zone is growing rapidly, and there is a great demand for simple and quick management.

1 2 at present, there is no traffic management organization with a certain scale and strong competitive strength in the high-tech development zone. The establishment of the Traffic Safety Committee of the head office, relying on the good investment environment of the development zone and through advanced and reasonable computer management means, will surely implement effective management of drivers and all kinds of motor vehicles in the development zone, with a solid management foundation.

1 3 With the increasing improvement of people's living standards and the popularization of family cars, a large number of motor vehicles and drivers in the surrounding areas will be attracted to stay at home by constantly improving the awareness and quality of management services and establishing an image of honest management with strict management, standardized operation and good service. Gradually expand the scope of management.

2. Sources of funds

2. 1 Apply for national budget allocation.

2, 2 loans to major domestic banks and financial trust companies.

2, 3 self-raised initial investment and liquidity of xx million.

3. Cost estimation: The annual initial investment cost is about xx million yuan.

In which: venue rental fee:

Xxxx yuan

Office equipment: xxxx yuan

Personnel cost: The staffing is 5 people, with an average annual salary of RMB xxxx and a total annual salary cost of RMB xxxx.

Other expenses: xxxx yuan

4. Benefit estimation

4. 1 at present, there are xxxx vehicles in the development zone, with an annual management fee of xxxx yuan and an annual income of xxxx yuan.

4.2 With the continuous expansion of business scale, it is expected that more than xx vehicles of various types will be absorbed before the end of next year, with an annual income of xx million yuan.

4.3 With the continuous improvement of the professional quality of managers and the enhancement of service awareness, efficient and convenient management means will surely attract many scattered and private car owners to come to the door, which will greatly facilitate the people to buy cars and enter the home, but at the same time bring immeasurable social benefits.

To sum up, the establishment of traffic safety committee of high-tech industrial development company has broad market prospects and good development opportunities. Relying on the development zone to set up a traffic safety committee has obvious advantages, high investment profit rate, certain anti-risk ability, feasible management and reasonable economy. After the establishment of the Traffic Safety Committee, it has obvious economic and social benefits to the development zone and society.

Model essay of feasibility study report 3 I. Overview of the project and project unit

1. Basic information of the project: name, construction unit, project background, construction objectives, etc.

Project name: Dongba Town, Yunan County 1000 mu fruit mulberry comprehensive development and construction.

Owner: Dongba Town People's Government, Yunan County

Dongba Town, located in the southeast of Yunan County, Yunfu City, is an important agricultural town with a total area of 106 square kilometers, including paddy field 1 1000 mu, mountainous area1/000 mu and dry land of 36,000 mu. With a total population of 40063, it governs 1 neighborhood committee, 1 1 village committee. In XX, the town achieved a GDP of 420 million yuan, and the per capita annual income of farmers was 5 198 yuan. Dongba Town is a big sericulture town, and was named as a professional sericulture town in Guangdong Province in XX. At present, there are 25,000 mu of mulberry fields and 6,000 sericulture households in the town, accounting for 80% of the total households in the town. XX total sericulture income 1.0 1 100 million yuan, with per capita income of more than 2,500 yuan. However, due to over-reliance on cocoon and silk exports, the fluctuation of international market demand often affects domestic production, which leads to the instability of silkworm farmers' mood and income increase. To effectively solve this problem, we must expand the industrial scope, tap the multi-purpose potential of mulberry itself, and do everything possible to create ways to increase income for sericulture farmers. One of them is to develop the fruit and mulberry industry, so that silkworm farmers can get double income from sericulture and mulberry fruit. Therefore, it is urgent to build a comprehensive sericulture development base, develop fruit and mulberry industry, popularize and apply it, quickly improve economic benefits and increase farmers' income.

The fruit of mulberry is mulberry, which tastes delicious, sweet and sour. Mulberry can be processed into fruit juice, dried fruit, jam, fruit powder, fruit wine, canned food and other medicinal materials and health food, which are deeply loved by consumers. In addition, mulberry leaves can also be used to raise silkworms and cocoon. Based on the principle of seeking truth from facts and adapting to local conditions, this project plans to build a comprehensive sericulture development base with Daping Village as the center, implements standardized production, introduces a complete set of mulberry fruit cold storage and fresh-keeping processing production lines, develops mulberry fruit juice and fruit wine, builds raw materials and products storage warehouses and supporting facilities for office life, and builds a 1000 mu high-quality mulberry production base through the company+farmer+base mode.

2. Project unit: financial status, technical status and management methods in recent two years.

Dongba Town is located in the southeast of Yunan County, Yunfu City, and the town government residence is 7 1 km away from the county seat. It is adjacent to Gaocun Town, Yun 'an County in the east, Songgui Town in the south, Liantan Town across the river in the west and Nanjiangkou Town in the north. The town governs 1 1 village committees and 1 neighborhood committees with a population of about 40,000. Town area 106.9 square kilometers. Guangwu expressway, which is under construction, passes through the territory, and an entrance is set in Dongba Town. In XX, the total industrial and agricultural output value of the town was 490 million yuan, the total fiscal revenue was 4.62 million yuan, the per capita net income of farmers was 5 1.98 yuan, and the total investment in fixed assets of the whole society was 1. 1 100 million yuan. Sericulture industry is a traditional industry and characteristic agricultural pillar industry in Dongba Town.

In February, 65438, XX, Dongba Town was selected as "Guangdong Science and Technology Innovation Professional Town" by Guangdong Science and Technology Department. At present, the planting area of sericulture has reached more than 25,000 mu. Last year, the town produced more than 6,000 tons of silkworm cocoons with an output value of 70 million yuan. Dongba Town is also an important grain production base, and most of the largest plain areas in the county are located in Dongba Town. Dongba Town Agricultural Service Center under Dongba Town People's Government is the institution responsible for the specific implementation of the project. Founded in XX (formerly Dongba Town Agricultural Technology Station), it mainly provides technical services and means of production for farmers. There are 5 cadres and workers, including 4 agricultural technicians. 1 1 agricultural technicians are employed for a long time. The fixed assets of the center are more than 500,000 yuan, and there are sericulture and fruit technical service center, agricultural materials supply retail department and 1 1 agricultural materials outlets. The center has established a cooperative relationship with South China Agricultural University, and can master all kinds of mulberry planting and sericulture techniques skillfully. In the past two years, the center has made an annual profit of 80,000 yuan and paid taxes of 7,800 yuan.

Second, the investment necessity analysis

1, whether it conforms to industrial policy, industry and regional development planning;

Agriculture is the foundation of the national economy, and the state has always given priority to agriculture and rural work. At present, the guiding ideology of comprehensive agricultural development in China has achieved two changes. First, combine improving the comprehensive agricultural production capacity with protecting the environment;

Second, from increasing the output of agricultural products to actively adjusting the structure, relying on scientific and technological progress to develop high-yield, high-quality and efficient agriculture. Fruit mulberry is a new project in China's planting industry, and its positive role in enriching and optimizing the agricultural and forestry industrial structure is increasingly apparent. The popularization of fruit mulberry project has improved the economic benefit per unit area; Developing fruit and mulberry industry is the need of implementing the strategy of developing agriculture through science and technology, developing ecological agriculture, adjusting China's agricultural industrial structure, realizing sustainable economic and social development and building a harmonious society.

"Comprehensive technology development of fruit and mulberry industry" is listed as a national spark plan project. Fruit mulberry, as a new industry, is facing a huge market and broad prospects. Fruit mulberry and its related products are rich and widely used in food industry, biopharmaceuticals, printing and dyeing, papermaking, feed, sericulture and other fields. The main industry is picking fresh mulberry and processing it into mulberry wine (such as mulberry dry red and mulberry fruit beer), mulberry juice, mulberry red pigment, mulberry jam, mulberry jelly and mulberry vinegar. Followed by mulberry leaf tea, edible fungi, paper making, sericulture, livestock feed and so on. Among them, part-time operation with mulberry picking as the main content will be the main type of fruit mulberry industry in China. The development of fruit mulberry conforms to the development orientation of our city and county, and also conforms to the development orientation of the green industry of the provincial party Committee. The development of Guosang will definitely benefit Dongba.

2. Resource advantages and their relationship with local leading industries;

(1) convenient infrastructure conditions. The project area is located in the golden section of Dongba exit of Guangwu Expressway, with provincial moral bead line and national highway 32 1 324 nearby, and the road traffic network is developed. Waterway can reach the sea directly, and power is provided by China Southern Power Grid, with sufficient power and excellent power supply quality. Telecommunications, information, radio and television networks have spread all over the administrative village, which is very convenient. (2) High-quality labor resources. Dongba has always respected teachers and valued education, with profound cultural background and high technical quality. With a labor force of more than 20,000 people, enterprises have a lot of room for manoeuvre in the choice of employment. (3) Preferential policies of the government. County and town governments attach great importance to attracting foreign capital and domestic capital to invest and set up enterprises in our town, and give various preferential policies, especially processing enterprises with agricultural products as raw materials.

3. The role of promoting local economic development and increasing farmers' income.

Actively developing fruit and mulberry industry conforms to the general requirements of "developing ecological agriculture, circular economy and building a new socialist countryside", and will play a positive role in increasing farmers' income, enriching market supply and improving residents' quality of life.

Three. Analysis of production and construction conditions

1, natural resources and socio-economic conditions of the project site;

The project area is located in the south of the Tropic of Cancer, with abundant light resources, hot summer and cold winter, obvious solar terms and long frost-free period. It belongs to subtropical monsoon climate, with annual average rainfall of 1.433 mm, and the climate is suitable for mulberry planting. The enthusiasm of the masses for planting fruit mulberry is very high, and the party Committee and government also support the masses to diversify their businesses and go all out to create conditions for the development of fruit mulberry industry. (1) There are mature fruit mulberry cultivation techniques and varieties. After many years of practice, the sericulture research institute of Guangdong Agricultural College has summed up a set of high-yield cultivation and pest control techniques for fruit mulberry that are easy to learn and popularize. They are basically the same as ordinary mulberry trees. They can be planted in a large area and develop rapidly under the guidance of experts. (2) There are mature market conditions. After more than ten years of development, the international and domestic markets of mulberry products have been opened and are constantly expanding. (3) Take the lead in publicity. Dedicated to promoting the professional town website of Dongba sericulture, it has been in operation for two years and has a considerable number of visits. Because of its early start and solid content, it has become a leading website in the industry. (4) A rare historical opportunity, the price of silkworm cocoons has risen, and the enthusiasm of silkworm farmers for planting mulberry trees has increased; The project of connecting villages with hardened roads in the new countryside has solved the problem of mulberry transportation in the past.

2, transportation, water, electricity, communications and other basic conditions and supporting facilities.

The project area is located in Daping Village, and the cement road around the town is connected with the county road line 464 and the provincial moral bead line, that is, Guangwu expressway, which is opened, passes through the project area, and the traffic is very convenient. The project area is located in the south of Nanjiang, near a 500,000 cubic meter reservoir, with criss-crossing ditches, convenient irrigation and superior conditions. There are high and low voltage transmission lines and substation facilities near the project area. There are signal transmitting and receiving devices of China Mobile and China Unicom near the project area, covering the whole area, with fixed telephone lines and advanced communication facilities.

Fourth, the construction plan

1, project implementation location, scope and implementation plan;

The project is located in Daping Village, Dongba Town, covering 1 1 surrounding villages. The construction of Guosang base began in June of XX and was completed in March of XX. The acquisition and mulberry processing enterprises were completed in June XX and February XX respectively.

2, construction content and technical scheme;

(1) Build a 1000 mu fruit mulberry base around Daping Village in Dongba Town, and build a 10 mu demonstration base and a 5 mu fruit mulberry seedling breeding base in Daping Village. (2) The mulberry fruit acquisition and storage site is located in Dongba Industrial Park. Land requisition 10 mu, and the land requisition site is 6000 square meters. (3) Layout of land and irrigation system, transportation road 1km. (4) After the mulberry planting area reaches a certain scale, a complete set of mulberry processing production lines will be introduced to develop mulberry juice and fruit wine, which will be invested by the company and be self-financing. The construction period starts from June 65438 10 to June XX. Technical scheme: Mulberry cultivation adopts national standards, unified planning, variety, management and prevention.

3. Project operation mechanism and organization implementation.