You have to know the process of buying a second-hand house and eight points for attention.

Compared with new houses, second-hand houses are characterized by being able to buy and live immediately, enjoying ready-made facilities, whether the house is good or not, whether it is comfortable to live in, whether the property is good or not and so on. But second-hand houses are more prone to disputes than new houses. There are haunted houses and real estate disputes, and the seller and the owner are not the same person. What is the specific process of buying a second-hand house? What problems should we pay attention to in each process?

First, find an intermediary to choose a house

Many second-hand houses are traded through intermediaries. Intermediaries have many houses, and suitable houses can be recommended according to the needs of buyers. In addition, the process of buying second-hand houses is complicated, and many property buyers don't know what to do. The advantage of trading through an intermediary is that the intermediary company can always provide housing services for buyers. Of course, the situation of being pitted by the intermediary also happens from time to time. Therefore, when looking at the house, you can look at the listed houses of several intermediaries, compare them, and choose the one with the right price and quality. Some intermediary companies have exclusive housing, and the price of such housing may be relatively high. Buyers should carefully compare and choose the one that suits them.

Second, verify the identity of the seller.

This is very important. If you want to buy a house, you must see whether the seller and the real estate license are the same person, verify the identity of the seller and see his ID card. In addition, it is worth noting that the house sales contract signed with a person without civil capacity or with limited civil capacity is invalid. This requires that when buying a house, it is also necessary to examine whether the seller is a person with full capacity.

Third, confirm property rights.

Go to the Housing Authority to check the seller's real estate license and check the following points:

1. Whether the owner on the property certificate is the same as the seller, check whether the name in the seller's ID card or industrial and commercial file is consistent with the owner on the property certificate.

2. Whether the area confirmed by the property certificate is inconsistent with the actual area.

3. Is there a * * * owner in the house? If the house is owned by more than one person, the seller shall provide the identity certificate of the owner and the written document agreeing to sell the house; If the husband and wife have property, whether to obtain the written consent of the seller's spouse; If the house has been rented, the seller must provide the written opinion that the lessee agrees to sell it. Don't ignore these precautions.

4. What buyers also need to know is whether the house has a debt burden, whether the house is mortgaged, and whether the house is sealed up by the court.

Fourth, verify whether the house is allowed to buy and sell.

Never buy a house in the following situations:

1, houses that have been included in the demolition announcement or houses that have been requisitioned by the state.

2 houses sealed up by people's courts or organs according to law.

3. Houses with illegal or illegal construction.

If the purchased house is a public house, the seller shall provide the approval of the government department for its listing transaction; Because the original unit of public housing generally reserves the preemptive right to public housing, the seller shall be required to provide a written opinion that the unit waives the preemptive right; In addition, because of its particularity, the public houses of troops, hospitals and hospitals cannot be sold without the consent of the unit, and they must be sealed by the original unit before they can be sold. If the house is built privately, it is also very troublesome, so check it carefully.

Verb (abbreviation for verb) examines the quality, history and other supporting major facilities of the house.

Buying a second-hand house is afraid of buying a haunted house, and such disputes are common. Therefore, when buying a house, we should pay attention to asking the property and neighbors about the history of the house, whether there have been any murders, and whether there have been large-scale repairs due to major quality problems. Pay attention to the huxing structure of the house, whether to carry out excessive transformation, it is best to look at the original huxing map; Look for cracks and water seepage in the wall. In addition, it is necessary to further understand the details of power supply, water quality, water pressure, gas, heating and pipeline direction. After that, we need to know the service items and charging standards provided by the property management company.

Six, the key commitments should be reflected in the contract.

For some concerns of property buyers, intermediary companies often make some verbal commitments in order to facilitate transactions. You know, in the event of a dispute, it is difficult to prove the verbal agreement, and the relevant agreement must be written into the purchase contract. The way to deal with breach of contract and the responsibilities and obligations of both parties are indispensable. For example, when signing a house sales contract, the buyer should pay attention to the "delivery period", otherwise it is easy for the seller to fail to deliver the house to the buyer due to lease or other reasons, and the buyer can only eat "dumb loss" because he does not make relevant explanations in the contract.

Seven, pay attention to the payment method and time.

The house is valuable, and the traditional way of buying a house with one hand is a more reliable way for many people. The buyer is worried that the money has been spent, but it can't be transferred later. At this time, money is very important.

Capital is a guarantee mechanism in second-hand housing transactions, also known as the third party. The capital transaction between the buyer and the seller is not through the brokerage company, but through the capital account opened by the housing management department and the bank, which belongs to the bank. Generally speaking, the buyer and seller complete the property transfer within the agreed time limit, and the funds will be transferred to the original owner's account as planned, otherwise they will be returned to the buyer's account. This is somewhat similar to the third payment platforms such as Alipay and Tenpay.

Eight, transfer and move out of the account

In order to ensure the smooth transfer of property rights, the transfer formalities can only be completed after the local housing and land administration has completed the property rights. There are agencies, lawyers, notarized guarantees, etc. Not a complete transaction process; From the buyer's point of view, this suite must really belong to you after the end of property rights. Before this, the seller can break the contract at any time. In addition, pay attention to the removal of the seller's account. Many people buy houses for their children. At this time, we should pay attention to remove the original owner's account and sneak into our account in time.

Before you decide to buy a second-hand house, you must do enough preparatory work to understand the relevant processes and precautions. Before buying a house, many people rely on personal interests. Start when you see a house you like, and the relevant preparatory work is not enough. There is nothing wrong with buying a good house, but it is troublesome to buy a problem house.