What are the state-owned insurance companies?

At present, there are not many state-owned insurances, including China Life Insurance Group, China PICC Group, China Reinsurance Company and China Taiping Insurance Group.

Want to know how to judge whether an insurance company is good or not, you can refer to the following indicators:

What should we look at when we look at insurance companies?

In fact, both state-owned insurance companies and private insurance companies are very reliable, because the probability of bankruptcy of domestic insurance companies is very low, almost none.

At present, China's supervision of insurance companies is very strong. When an insurance company has operational problems, relevant institutions will intervene in management. If the operating conditions of insurance companies do not improve, other insurance companies will take over.

For example, a few years ago, after Anbang Insurance had operational problems and could not be improved, it was reorganized (now renamed as Everyone Insurance), and the original policy continued to be underwritten by Everyone Insurance, so even if the insurance company is not state-owned, everyone can take out insurance with confidence.

Compared with insurance companies, we should pay more attention to the cost performance of products when buying insurance.

Like the common critical illness insurance, when buying insurance, you can better transfer the economic risks brought by the disease by purchasing products with sufficient protection and high proportion of compensation, such as Versailles plus critical illness insurance, and the overall cost performance is higher.

If you are interested in Versailles plus critical illness insurance, you can look at the following detailed analysis:

Versailles plus critical illness insurance has returned heavily, so you must look at the in-depth evaluation before buying!

To sum up, there are several state-owned insurance companies in China, but not many. After all, only a few of the hundreds of domestic insurance companies are state-owned.

If you are worried that the products insured by other insurance companies will be cheated, don't miss the following news:

Which kind of insurance is better and how to buy it is more cost-effective, and teach you to avoid these pits of insurance.

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