Is there any risk in financial management

There is a risk is also less risky than the financial products of other institutions, the size of the bank's earnings is and risk hanging buckle, small earnings, risk is also small, if you want more than 10% of the earnings, but no risk, then it is estimated that the country's real estate can not be done.

How to calculate the earnings of financial products

Earnings formula: earnings = principal * yield * time, such as investing 100,000 principal financial management, the expected annualized return of 5%, financial time for 1 year, then 1 year after the expected return of 100,000 * 5% * 1 = 5,000 yuan, this return is only expected earnings, financial products after maturity, earnings may be greater than the return, may also be less than the return. The reason for this is the fact that it is not a good idea to have a good time.

Notes on financial management

Financial products are generally risky, and the higher the risk, the greater the return, but do not blindly pursue a high yield when investing, after all, you have to bear a great deal of risk, the osmosis if the loss of capital will be more than worth it, so you must pay attention to the financial management, according to their own affordability to buy financial products. The money for purchasing financial products is usually the idle funds of the family, so as to ensure that the money will not be taken out for emergencies when managing finances, and many financial products are not allowed to be taken out, which we should pay attention to. In the purchase of financial products generally need to sign a contract, this time to read carefully, do not understand the terms can ask clearly. In the purchase of bank financial products must be clear about the time of investment, financial funds invested in what direction, what is the expected rate of return, only to understand these in order to know whether this financial product is in line with their own, and the most important point is that, in the investment is not due before the redemption.