Rural endowment insurance in yingshan county

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Interim Measures of Nanchong Municipality on Rural Social Endowment Insurance Nanfufa [2007] No.56

Chapter I General Provisions

Article 1 In order to promote the development of rural economy, ensure that farmers have a sense of security and create a harmonious Nanchong. According to the spirit of relevant policies and regulations, such as the Notice of the Ministry of Labor and Social Security, the Ministry of Civil Affairs and the National Audit Office on Doing a Good Job in Rural Social Endowment Insurance and Social Security for Land-expropriated Farmers, the Notice of the Ministry of Civil Affairs on Printing and Distributing the Basic Plan of Rural Social Endowment Insurance at County Level (for Trial Implementation), and the Notice of the Sichuan Provincial Party Committee and the Sichuan Provincial People's Government on Approving the Opinions of the Provincial Civil Affairs Department on Actively and Steadily Developing Rural Social Endowment Insurance in our Province.

Second rural social endowment insurance is guided by the government, farmers voluntarily participate, and individual contributions are combined with collective subsidies. Establish a pension insurance mechanism with wide coverage, moderate standards and flexible payment.

Article 3 The work of rural social endowment insurance should proceed from reality and aim at ensuring the basic livelihood of the elderly. Adhere to the principle that individual contributions are the mainstay, supplemented by government subsidies and collective subsidies, and the state gives policy support, and rights correspond to obligations; Adhere to the combination of social pension and family pension, social security and state relief; Adhere to the level of security and the local rural social and economic development level.

Fourth rural social endowment insurance work by the administrative departments of labor and social security at all levels, the county (city, district) rural social insurance bureau (office) to undertake specific business.

Chapter II Scope and Object of Implementation

Article 5 Any school-age population with non-urban household registration within the administrative area of this Municipality belongs to the rural social endowment insurance object. The age of participating in rural social endowment insurance is generally 0-59 years for men and 0-54 years for women.

Article 6 The insured takes the personal identity card number as the insurance number.

Article 7 The insurance relationship of the insured is transferred in this Municipality, and its payment insurance number remains unchanged. If the insurance relationship of the insured is transferred from other provinces and cities, the transferred counties (cities, districts) shall be renumbered.

Article 8 When the insured dies, surrenders or transfers out of this city, his personal insurance number shall not be reused.

Chapter III Raising of Endowment Insurance Fees

Article 9 The collection and payment of rural social endowment insurance premiums shall adhere to the principles of government organization and guidance, farmers' voluntary, individual contributions as the mainstay, financial subsidies and collective subsidies as the supplement, corresponding rights and obligations, and unity of fairness and efficiency. Rural social endowment insurance funds shall be co-ordinated at the county level.

Tenth above the annual per capita net income of farmers in the city as the payment base (the standard is based on the data published by the Municipal Bureau of Statistics), and the payment ratio is 20%.

Article 11 The insured may pay the old-age insurance premium payable in the current year by monthly or quarterly installments or in one lump sum, and one-time large-scale payment is not encouraged. Social endowment insurance aims to ensure the most basic life of farmers after they get old. Therefore, the payment period of the insured must reach 15 years. According to the actual situation of farmers, in a span of five years, the insured person can pay the rural social endowment insurance fee in full by monthly, quarterly and annual installments or one-time (interest should be charged when paying back), which should be paid within five years, and it is regarded as continuous payment.

Chapter four. Establish a personal account

Twelfth county-level agricultural insurance institutions to establish personal accounts for the insured, personal accounts include: individual insurance premiums, collective subsidies, government subsidies and interest income.

Thirteenth interest calculation method:

(1) Simple interest within the year, compound interest within the year, and the interest period is accurate to the month.

(two) the interest period of each payment is calculated once a year from the next month recorded by the payment record card.

(3) During the accumulation period, when the fund appreciation needs to be adjusted, the individual account fund will accumulate interest by stages. The starting and ending time of installment interest rate is consistent with the fiscal year. In that year, the fund's appreciation needed to be adjusted (whether it was high or low), and the interest rate accumulated in individual accounts began to change at the beginning of the following year. If the fund appreciation requires multiple adjustments within one year, the accumulated interest of individual accounts in the following year shall be implemented according to the interest rate announced by the People's Bank of China for the same period.

Chapter V Pension Calculation and Payment Methods, Treatment Adjustment, Supervision and Management

Fourteenth insured persons should meet the following conditions at the same time, before they can go through the formalities of receiving pension, no longer pay pension insurance premiums, and enjoy lifelong pension insurance benefits on a monthly basis. First, men are 60 years old and women are 55 years old; Second, the minimum cumulative payment period 15 years.

(1) Monthly payment standard = monthly per capita net income of farmers in the whole city in the previous year × average payment index × accumulated payment period × 1%.

Average payment index: determined according to the average value of the ratio of my current payment base to the per capita net income of farmers in the whole city in the previous year.

Average payment index = (x1/c1+x2/C2+xn/cn) ÷ n

N = cumulative payment period;

X = my current payment base;

C = per capita net income of farmers in the city last year.

(two) the continuous payment of the insured has not been interrupted, and the pension base is the monthly per capita net income of farmers in the city in the previous year when the pension procedures are handled.

(III) If the insured person interrupts payment or defaults in payment, and fails to repay the payment according to the provisions, the calculation base of the pension is the monthly per capita net income of farmers in the whole city in the previous year after the first payment time and the actual payment time.

Fifteenth insured payment period is less than 15 years, to receive pension age, can make up the pension benefits after 15 years on a monthly basis.

Article 16 If the payment period of reaching the pension age is less than 15, and I don't want to make up 15, I can return the balance of my personal account at one time and terminate the pension insurance relationship; Can also be a one-time large wholesale insurance (to receive pension age), according to the following standards to enjoy the old-age insurance benefits:

Monthly collection standard = total amount of individual account × collection coefficient

Acceptance coefficient: male: 0.008631526; Female: 0.00787 154 1.

Seventeenth people who enjoy the benefits of rural social endowment insurance do not enjoy the benefits of endowment insurance during their imprisonment or reeducation through labor.

Article 18 If the insured reaches the conditions for enjoying the old-age benefits during serving his sentence or reeducation through labor, he shall postpone the formalities for enjoying the old-age benefits, and formally go through the old-age benefits after the expiration of the period and enjoy the old-age insurance benefits. The pension insurance benefits during the period of serving a sentence or reeducation through labor will not be reissued.

Article 19 The insured who loses the ability to work due to illness or disability must apply by himself. Those who have been identified as completely incapacitated by the Municipal Labor Ability Appraisal Committee may apply for receiving the pension in advance, and the advance period shall not exceed 5 years at most, and the corresponding payment period shall be deducted when calculating the treatment.

Twentieth with the improvement of the price level and consumption level, according to the fund's affordability and pension standards, the pension will be adjusted in proportion.

Twenty-first rural social endowment insurance funds strictly implement the current national fund financial accounting system. Strict implementation of the management system of two lines of revenue and expenditure, insurance premiums should be paid in the form of money, and it is strictly forbidden to use things to offset fees. Strengthen the management of special bills for social insurance premiums, strengthen the management of bank accounts of social insurance funds, and implement special account storage and earmarking. No department, unit or individual may occupy, misappropriate, balance or occupy it.

Chapter VI Transfer of Rights and Interests of the Subject-matter Insured and Insurance Relationship

Article 22 The insured shall receive the old-age insurance money for a period of 10 year. If he dies less than 10 years after receiving the pension insurance, the balance of the pension insurance can be inherited by the legal heir or designated beneficiary and paid in one lump sum during the guarantee period. If the insured has received the pension insurance for more than 10 years, he shall pay the pension insurance until his death.

Twenty-third in the city within the scope of the transfer of the insured household registration, only the transfer of the insured insurance relationship, not the transfer of funds; The insured whose registered permanent residence has moved out of this city, and whose rural social endowment insurance system has been established in the place where they moved in, will be transferred to the rural social endowment insurance institution in the place where they moved in; If the rural old-age insurance system has not been established in the place of immigration, the total amount accumulated in individual accounts (the total amount calculated according to the prescribed surrender rate after deducting state subsidies, hereinafter referred to as the total amount of surrender) can be returned to me at one time.

(a) after the insured person from agricultural population to non-agricultural population, I am willing to surrender, you can go through the formalities of surrender, and the total amount of surrender does not include collective subsidies and government subsidies.

(2) If the insured participates in other social endowment insurance due to the change of identity, the county-level rural social insurance institution will return the total amount of insurance (excluding collective subsidies and government subsidies) to the insured.

Chapter VII Exit Procedures of Rural Endowment Insurance

Twenty-fourth rural old-age insurance exit is divided into normal exit insurance (referred to as normal exit insurance) and abnormal exit insurance (referred to as abnormal exit insurance).

(1) The following two situations are normal surrender:

1. Because the household registration has moved, the rural social endowment insurance system has not been established in the place where the insured person moved.

2. The insured dies during the payment period.

(2) Normal surrender accounting: except the principal and interest subsidized by the state, the rest will be returned to me at one time, and the interest rate will be calculated according to the current one-year lump-sum deposit and withdrawal interest rate.

(3) Surrender other than normal surrender belongs to abnormal surrender. Abnormal surrender only returns the principal of the insurance premium paid by the insured individual (excluding interest). For the part of collective subsidies and government subsidies, those who do not participate in social insurance according to the policy will not enjoy the part of collective subsidies and government subsidies. Collective subsidies and government subsidies that have been included in the name of individuals will not be returned and will be included in overall planning.

Chapter VIII Supplementary Provisions

Twenty-fifth people who have participated in rural old-age insurance before the implementation of these Interim Measures shall be temporarily implemented according to the original provisions.

Twenty-sixth in the implementation of the Interim Measures, such as the new provisions of the state and province, according to the relevant provisions of the state and province.

Twenty-seventh counties (cities, districts) can formulate implementation opinions according to the Interim Measures.

Twenty-eighth the Interim Measures shall be interpreted by Nanchong Municipal Labor and Social Security Bureau.

Article 29 These Interim Measures shall come into force as of June, 2008 1 day.

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Notice on Amending the Interim Measures for Rural Social Endowment Insurance in Nanchong City

Nanchong Public Information Network 20 10-07-29 Source: municipal government office.

Fu Nan Office Letter [20 10]No. 107

County (city, district) people's government, the relevant departments at the municipal level:

The Interim Measures of Nanchong Rural Social Endowment Insurance (Fu Nan Ban Fa [2007] No.56) has played a positive role in promoting the rural endowment insurance in our city since its implementation. With the gradual development of the new rural endowment insurance system, the design of the old rural endowment insurance system has not adapted to the development requirements of the new situation. In order to promote the smooth connection between the old and new rural endowment insurance systems, the relevant contents of the Interim Measures for Rural Social Endowment Insurance in Nanchong City are revised as follows, please follow them.

First, the insured object and age

Rural residents who have reached the age of 16 (excluding students at school) and have not participated in the basic old-age insurance for urban workers may voluntarily participate in the insurance at their domicile.

Second, the payment standards and methods

The payment standard is: 100 yuan, above 200 yuan, 300 yuan, 400 yuan, 500 yuan and 500 yuan, but the maximum is not more than 2,000 yuan. Farmers choose by themselves according to the above standards and pay annual fees.

Third, pay people who are over age.

For those who have reached the age of 60 and are insured for the first time, if they voluntarily participate in the insurance, they can pay 15 years in one lump sum, and the old-age insurance benefits will be paid according to the regulations from the next month of payment, but the upper limit of the annual payment standard does not exceed 2000 yuan.

Four, the insured payment subsidies

The county (city, district) government gives appropriate subsidies to rural residents who voluntarily participate in the insurance according to the new rural insurance policy. The subsidy standard is determined by the county government, and all the subsidy funds are credited to personal accounts.

Verb (abbreviation of verb) Conditions for receiving pension insurance benefits

The insured should meet the following conditions at the same time: First, he is over 60 years old; Second, the minimum accumulated payment period is 15 years, and the old-age insurance premium will no longer be paid. You can go through the pension collection procedures and enjoy lifelong pension insurance benefits on a monthly basis.

Six, pension insurance treatment plan

According to the model of "basic pension+personal account pension", that is, the monthly payment standard = basic pension+personal account pension.

Basic pension: subsidized by the central and provincial governments, and the standards are determined by ministries and provinces. Non-pilot counties (cities, districts) are temporarily excluded.

Personal account pension = total accumulated pension in personal account139

Seven, death surrender

If the insured person dies during the insured period, the total amount accumulated in his personal account (excluding government subsidies) will be returned to the legal heir at one time, and the pension insurance relationship will be terminated; If the insured person dies during the period of receiving pension insurance benefits, except for government subsidies, the balance of personal account funds will be returned to the legal heir at one time, and the pension insurance relationship will be terminated.

Eight, this notice shall come into force as of the date of promulgation. If the Interim Measures for Rural Social Endowment Insurance in Nanchong City (No.56 [2007] of Fu Nan Office) is inconsistent with this notice, the provisions of this notice shall prevail.

20 10 July 19

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Shunqing Langzhong Yingshan Peng 'an was included in the pilot county of new rural insurance in the province.

By the end of this year, 2 million rural residents in our city will enjoy social endowment insurance. The reporter learned from the Municipal Agricultural Insurance Bureau yesterday (1) that the newly approved pilot county of new rural insurance in Sichuan Province in the State Council 20 1 1 is in four counties (cities, districts) in our city. So far, there are 6 pilot counties of new rural endowment insurance in our city.

According to Yang Wei, director of the bureau, recently, the State Council approved the addition of 60 pilot counties (cities, districts), and 125 counties (cities, districts) will start the old-age insurance for urban residents. Prior to this, on August 29, our province held a pilot meeting on social endowment insurance for urban residents and expanding the new rural insurance, and announced the list of counties (cities, districts) included in the pilot. Yingshan county, Peng 'an County, Shunqing District and Langzhong City were included in this round of pilot projects.

The pilot work of new rural endowment insurance in our province began in 2009, when nanbu county was included in the first batch of pilot counties. Last year, Yilong County was included in the second batch of pilot projects of this work in our province. Yang Wei said that with the recent inclusion of units in this pilot project in our province, there have been six pilot counties for new rural insurance in our city. To the delight of urban and rural residents, counties that expand the pilot of new rural endowment insurance will also start the pilot of social endowment insurance for urban residents.

It is understood that at present, there are three counties in Xichong, Gaoping and Jialing in our city that have not been included in the pilot project of the new rural insurance in the province. By the end of the year, under the influence of the new rural old-age insurance pilot and the social old-age insurance policy for urban residents, the number of urban residents participating in social old-age insurance in our city will reach about 500 thousand.

Yang Wei explained that at present, there is no relevant policy in the province to expand the pilot counties (cities, districts) of the new rural endowment insurance. According to the national and provincial regulations, the payment standard for participating in the new rural insurance is 100 yuan to 1000 yuan. He revealed, however, according to the actual situation in Nanchong, the city may appropriately raise this payment standard, that is, 100 yuan will be raised to 2,000 yuan. Only in this way can we meet the different needs of different levels of insured people in our city.

The executive meeting of the State Council held on June 1 this year decided to start the pilot work of social endowment insurance for urban residents from July 20 1 year. This year's pilot coverage covers 60% of the country, and it will basically achieve full coverage next year. According to the requirements of the State Council, our province has drawn up the "Measures for the Pilot Implementation of Social Endowment Insurance for Urban Residents in Sichuan Province". The "Measures" were examined and approved by the executive meeting of the provincial government and finally submitted to the State Council for approval.

I found you three policy documents for the new rural insurance. Please read it carefully and thoroughly understand the spirit of the document.